270 4th St E, Unit 509, Saint Paul, MN 55101 Property Records

Ramsey County property record for 270 4th St E, Unit 509, Saint Paul, MN 55101

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 955 sqft · built 2004
Lot Size0.21 acres (915 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Jul 2026)
Tax Bill$4,480 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-29-22-33-0359

Property Details

APN / Parcel Number

Primary APN32-29-22-33-0359
Alternative APNs
  • 8286830
  • 324645

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area955 sqft Living Area
Gross Area1,135 sqft
1st Floor Area955 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeBrick
Lot Area915 sqft (0.21 acres)
View / LotCentral Business
Garage TypeAttached
Garage Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number324645
Street Address270 4TH ST E, 509
CitySAINT PAUL
StateMN
Zip55101-2710
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCIC NO 589 LOT 270 CONDOS UNIT NO.509
Legal Range22
Legal Township29
Legal Section32
Legal SubdivisionCIC NO 589 LOT 270 CONDOS
Legal Lot Number270
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group3
Census Block3006
Census Tract34201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lowertown Historic District
listed 1983 · 40 contributing resources · NRIS 83000935
Individually ListedSt. Paul Union Depot (Boundary Increase)
listed 2014 · 1 contributing resources · NRIS 14000039

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

270 4th St E, Unit 509 is owned and occupied by an individual who bought it in July 2026.

Source: Ramsey County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address270 4TH ST E, 509, SAINT PAUL, MN 55101-2710
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2026 · Amount on File
Deed SaleJul 1, 2026 · Amount on File
Prior SaleJul 18, 2006 · Amount on File
Deed Document Number20262818797
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJul 1, 2026
Property Address270 4TH ST E, 509, SAINT PAUL, MN 55101-2710
Document Number0002818797
Instrument DateJun 15, 2026
Instrument20262818797
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyNORTH TITLE, GREAT NORTH TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$78,982.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address270 4TH ST E, 509, SAINT PAUL, MN 55101-2710

Mortgage

Document Number0002818798,
DateJul 1, 2026
Instrument20262818798
Lender
NameBELL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 270 4th St E, Unit 509 was $4,480 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,480.00 Homeowner's exemption$281,700 Land $1,000 Building $280,700$281,700 Land $1,000 Building $280,700
2023$4,830.00 Homeowner's exemption$286,300 (-6.92%) Land $1,000 Building $285,300$286,300 (-6.92%) Land $1,000 Building $285,300
2022$307,600 Land $1,000 Building $306,600$307,600 Land $1,000 Building $306,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 4th St E, Unit 509 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 individual policies
Nearby Flood Policies66 units insured
incl. 53 condo units
Nearby Flood Claims1 (1997)
Most Recent ClaimApr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 270 4th St E, Unit 509 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

Nearby Properties on 4th St E

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