270 4th St E, Unit 309, Saint Paul, MN 55101 Property Records

Ramsey County property record for 270 4th St E, Unit 309, Saint Paul, MN 55101

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 955 sqft · built 2004
Lot Size	0.24 acres (1,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,900 (Jun 2021)
Tax Bill	$4,352 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-33-0344`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-33-0344`
Alternative APNs	`7994569` `284605`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	955 sqft Living Area
Gross Area	1,135 sqft
1st Floor Area	955 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,045 sqft (0.24 acres)
View / Lot	Central Business
Garage Type	Attached
Garage Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	284605
Street Address	270 4TH ST E, 309
City	SAINT PAUL
State	MN
Zip	55101-2708
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CIC NO 589 LOT 270 CONDOS UNIT NO.309
Legal Range	22
Legal Township	29
Legal Section	32
Legal Subdivision	CIC NO 589 LOT 270 CONDOS
Legal Lot Number	270
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3006
Census Tract	34201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowertown Historic District listed 1983 · 40 contributing resources · NRIS 83000935
Individually Listed	St. Paul Union Depot (Boundary Increase) listed 2014 · 1 contributing resources · NRIS 14000039

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ramsey County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	270 4TH ST E, 309, SAINT PAUL, MN 55101-2708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Apr 17, 2020	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Apr 17, 2020 · Amount on Record
Deed Document Number	20212703031
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 17, 2021
Property Address	270 4TH ST E UNIT 309, 309, SAINT PAUL, MN 55101-2708
Document Number	0T02703031
Instrument Date	Jun 14, 2021
Instrument	T02703031
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,055.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	270 4TH ST E UNIT 309, 309, SAINT PAUL, MN 55101-2708

Mortgage

Document Number	0T02703034
Date	Jun 17, 2021
Instrument	T02703034

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 17, 2020
Property Address	270 4TH ST E UNIT 309, 309, SAINT PAUL, MN 55101-2708
Document Number	0002663671
Instrument Date	Mar 27, 2020
Instrument	2663671
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	270 4TH ST E #309 ST PAUL MN 551012708, 309, ST PAUL, MN 55101-2708

Mortgage

Document Number	2663674
Date	Apr 17, 2020
Instrument	2663674

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,352.00 (+2.5%) Homeowner's exemption	$279,100 (-1.59%) Land $1,000 Building $278,100	$279,100 (-1.59%) Land $1,000 Building $278,100
2024	$4,246.00 (-8.96%)
2023	$4,664.00 Homeowner's exemption	$283,600 (-6.92%) Land $1,000 Building $282,600	$283,600 (-6.92%) Land $1,000 Building $282,600
2022		$304,700 Land $1,000 Building $303,700	$304,700 Land $1,000 Building $303,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	66 units insured incl. 53 condo units
Nearby Flood Claims	1 (1997)
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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