270 4th St E, Unit 209, Saint Paul, MN 55101 Property Records

Ramsey County property record for 270 4th St E, Unit 209, Saint Paul, MN 55101

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 960 sqft · built 2004
Lot Size	0.021 acres (915 sqft)
Owner	Individual Name on File
Last Sale	$284,000 (Aug 2021)
Tax Bill	$4,628 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-33-0335`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-33-0335`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 2004
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	915 sqft (0.021 acres)
Garage Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	270 4TH ST E UNIT 209, 209
City	SAINT PAUL
State	MN
Zip	55101-2707
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CIC NO 589 LOT 270 CONDO'S UNIT NO.209
Legal Range	22
Legal Township	29
Legal Section	32
Legal Quarter	3
Quarter-Quarter Section	3
Legal Subdivision	CIC NO 589 LOT 270 CONDOS
Legal Lot Number	270
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3006
Census Tract	34201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowertown Historic District listed 1983 · 40 contributing resources · NRIS 83000935
Individually Listed	St. Paul Union Depot (Boundary Increase) listed 2014 · 1 contributing resources · NRIS 14000039

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

270 4th St E, Unit 209 is owned and occupied by an individual who bought it in August 2021.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Individual Name on File
Mailing Address	270 4TH ST E, SAINT PAUL, MN 55101-2705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TOYOTA FINANCIAL SAVINGS BANK
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI RICHFIELD BLOOMINGTON CU
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Oct 11, 2017 · Amount on File
Deed Document Number	T02708325
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 6, 2021
Property Address	270 4TH ST E UNIT 209, 209, SAINT PAUL, MN 55101-2707
Document Number	0T02708325
Instrument Date	Jul 16, 2021
Instrument	T02708325
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 4TH ST E UNIT 209, 209, SAINT PAUL, MN 55101-2707

Mortgage

Document Number	0T02708326
Date	Aug 6, 2021
Instrument	T02708326

Lender

Name	TOYOTA FINANCIAL SAVINGS BANK
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	270 4TH ST E UNIT 209, 209, SAINT PAUL, MN 55101-2707
Document Number	0002668522
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	270 4TH ST E #209 ST PAUL MN 551012707, 209, ST PAUL, MN 55101-2707

Mortgage

Document Number	0002668522
Date	Jun 29, 2020
Instrument	2668522

Lender

Name	RICHFIELD BLOOMINGTON CU
Type	Credit Union
Address	RICHFIELD, MN 55423

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 28, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	270 4TH ST E UNIT 209, 209, SAINT PAUL, MN 55101-2707
Document Number	0002598945
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	270 4TH ST E #209 ST PAUL MN 551012707, 209, ST PAUL, MN 55101-2707

Mortgage

Document Number	0002598945
Date	Oct 11, 2017
Instrument	2598945

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,628.00 Homeowner's exemption	$261,700 Land $1,000 Building $260,700	$261,700 Land $1,000 Building $260,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 4th St E, Unit 209 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	66 units insured incl. 53 condo units
Nearby Flood Claims	1 (1997)
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 270 4th St E, Unit 209 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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