270 4th St E, Unit 203, Saint Paul, MN 55101 Property Records

Ramsey County property record for 270 4th St E, Unit 203, Saint Paul, MN 55101

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 731 sqft · built 2004
Lot Size	0.16 acres (697 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Dec 2022)
Tax Bill	$2,578 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-33-0329`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-33-0329`
Alternative APNs	`8434288` `485719`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	731 sqft Living Area
Gross Area	911 sqft
1st Floor Area	731 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	697 sqft (0.16 acres)
View / Lot	Central Business
Garage Type	Attached
Garage Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	485719
Street Address	270 4TH ST E, 203
City	SAINT PAUL
State	MN
Zip	55101-2707
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CIC NO 589 LOT 270 CONDOS UNIT NO.203
Legal Range	22
Legal Township	29
Legal Section	32
Legal Subdivision	CIC NO 589 LOT 270 CONDOS
Legal Lot Number	270
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3006
Census Tract	34201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowertown Historic District listed 1983 · 40 contributing resources · NRIS 83000935
Individually Listed	St. Paul Union Depot (Boundary Increase) listed 2014 · 1 contributing resources · NRIS 14000039

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

270 4th St E, Unit 203 is owned and occupied by an individual who bought it in December 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	270 4TH ST E, SAINT PAUL, MN 55101-2705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2022 · Amount on File
Deed Sale	Dec 2, 2022 · Amount on File
Prior Sale	Dec 2, 2022 · Amount on File
Deed Document Number	20222745870
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 2, 2022
Property Address	270 4TH ST E UNIT 203, 203, SAINT PAUL, MN 55101-2707
Document Number	0T02745870
Instrument Date	Dec 2, 2022
Instrument	T02745870
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 4TH ST E UNIT 203, 203, SAINT PAUL, MN 55101-2707

Mortgage

Document Number	0T02745871
Date	Dec 2, 2022
Instrument	T02745871

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	270 4TH ST E UNIT 203, 203, SAINT PAUL, MN 55101-2707
Document Number	0002622767
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 4TH ST E #203 ST PAUL MN 551012707, 203, ST PAUL, MN 55101-2707

Mortgage

Document Number	0002622767
Date	Sep 4, 2018
Instrument	2622767

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	ST PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 270 4th St E, Unit 203 was $2,578 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,700 (+1.7%) Land $1,000 Building $172,700	$173,700 (+1.7%) Land $1,000 Building $172,700
2025	$2,578.00 Homeowner's exemption	$170,800 Land $1,000 Building $169,800	$170,800 Land $1,000 Building $169,800
2023	$2,754.00 Homeowner's exemption	$173,600 Land $1,000 Building $172,600	$173,600 Land $1,000 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 4th St E, Unit 203 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	66 units insured incl. 53 condo units
Nearby Flood Claims	1 (1997)
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 270 4th St E, Unit 203 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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