27 Yale St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 27 Yale St, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1910
Square Footage	1,436 sqft Living Area
Lot Size	3,600 sqft (0.082 acres)
Occupancy	Owner Occupied
Last Sale	$119,000 (2020)
Tax Bill	$3,569.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.84-4-2`
Alternative APN	`150004908400040020000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,436 sqft Living Area
1st Floor	736 sqft 1st Floor
2nd Floor	700 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	3,600 sqft (0.082 acres)
Depth X Width	100 ft x 36 ft Depth x Width
Shed	1 Shed
Porch Area	302 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	27 YALE ST
City	SCHENECTADY
State	NY
Zip	12304-3116
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 WOOD 000820523 33,300
Legal Block	4
Legal Lot Number	2.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	2
Census Block	2005
Census Tract	21700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.84-4-2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	27 YALE ST, SCHENECTADY, NY 12304-3116
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	Jun 03, 2003 · Amount on Record
Deed Doc Number	202040213
Deed Book / Page	2048 / 244
Record Refreshed	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 18, 2020
Property Address	27 YALE ST, SCHENECTADY, NY 12304-3116
Document Number	0000040213
Book / Page	002048 / 000244
Instrument Date	Dec 14, 2020
Instrument	40213
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 ELMER AVE #2ND SCHENECTADY NY 123083322, 2ND, SCHENECTADY, NY 12308-3322
Investor	Possibly a Property Investor

Mortgage

Document Number	40214
Date	Dec 18, 2020
Book Page	005051/000783
Instrument	40214

Lender

Name	HOMEOWNERS ADVANTAGE
Address	ALBANY, NY 12205

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,569.00 (+21.11%)	$61,600 (-) Land $9,200 Building $52,400	$102,004 (+30.82%) Land $15,234 Building $86,770
2023		$61,600 (-) Land $9,200 Building $52,400	$77,975 (+3.8%) Land $11,646 Building $66,329
2022		$61,600 Land $9,200 Building $52,400	$75,122 Land $11,220 Building $63,902
2021	$2,947.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.