27 Winthrop Rd, Chester, CT 06412 Property Records

Chester Town property record for 27 Winthrop Rd, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,609 sqft · built 1984
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Sep 2017)
Tax Bill	$9,427 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:12 B:291`

Property Details

APN / Parcel Number

Primary APN	`CHES M:12 B:291`
Alternative APNs	`CSTR M:12 B:291` `00120500` `120500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,609 sqft Living Area
Gross Area	4,341 sqft
Basement Area	1,665 sqft
Unfinished Basement	1,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	95,396 sqft (2.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	120500
Street Address	27 WINTHROP RD
City	CHESTER
State	CT
Zip	06412-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	291
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2015
Census Tract	600100

Owner

27 Winthrop Rd is owned and occupied by two individuals who bought it in September 2017.

Source: Chester Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 WINTHROP RD, CHESTER, CT 06412-1036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage UNITED BUSINESS & INDUSTRIAL FCU
Nov 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Sep 25, 2017	Warranty Deed, Transfer FRANKLIN AMERICAN MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on File
Deed Sale	Sep 25, 2017 · Amount on File
Prior Sale	Sep 12, 1988 · Amount on File
Deed Book / Page	169 / 218
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	27 WINTHROP RD, CHESTER, CT 06412-1036
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000187-605
Date	Oct 23, 2025
Book Page	187/605

Lender

Name	UNITED BUSINESS & INDUSTRIAL FCU

Agreement

Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	27 WINTHROP RD, CHESTER, CT 06412-1036
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180-77
Date	Nov 24, 2021
Book Page	180/77

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Sep 25, 2017
Property Address	27 WINTHROP RD, CHESTER, CT 06412-1036
Document Number	169-218
Book / Page	169 / 218
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.97
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	1690221
Date	Sep 25, 2017
Instrument	00169/0221

Lender

Name	FRANKLIN AMERICAN MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 27 Winthrop Rd was $9,427.

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,427.00	$348,110 Land $60,620 Building $287,490	$243,677 Land $42,434 Building $201,243
2024	$9,427.00 (+17.6%)
2023	$8,016.00 (+0.68%)	$269,890 (-) Land $60,640 Building $209,250
2022	$7,962.00	$269,890 Land $60,640 Building $209,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Winthrop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Winthrop Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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