27 Windward Cir, Vincent, AL 35178 Property Records

St. Clair County property record for 27 Windward Cir, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 1974
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Apr 2024)
Tax Bill	$719 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-05-21-0-002-011.000`

Property Details

APN / Parcel Number

Primary APN	`31-05-21-0-002-011.000`
Alternative APNs	`00068287` `509823` `35897`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,523 sqft Living Area
1st Floor Area	896 sqft
Upper Floors Area	627 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00068287
Street Address	27 WINDWARD CIR
City	VINCENT
State	AL
Zip	35178-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BIRMINGHAM SAILING CLUB SUB 21-18-3
Legal Range	03E
Legal Township	18S
Legal Section	21
Legal Subdivision	BIRMINGHAM SAILING CLUB
Legal Lot Number	1
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1018
Census Tract	40213

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1305 TEENAJO DR SE, HUNTSVILLE, AL 35803-2432
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Closed-End Mortgage BANCORPSOUTH BANK
Apr 10, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Prior Sale	Jul 3, 2012 · Amount on Record
Deed Book / Page	2024 / 4062
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	27 WINDWARD CIR, VINCENT, AL 35178-9114
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 MORNINUSIDE DR, BIRMINGHAM, AL 35213-2402

Mortgage

Document Number	0000041935
Date	Aug 17, 2022
Book Page	MTG 2022/41935

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	BIRMINGHAM, AL 35242

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 26, 2032

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Apr 10, 2024
Property Address	27 WINDWARD CIR, VINCENT, AL 35178-9114
Document Number	0000004062
Book / Page	DEED 2024 / 4062
Map Reference	MB 1962 PG 93
Instrument Date	Apr 10, 2024
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1432 MORNINGSIDE DR, BIRMINGHAM, AL 35213-2402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 TEENAJO DR SE, HUNTSVILLE, AL 35803-2432

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$719.00 (+32.9%)	$19,980 (-33.62%)	$199,640 (+32.66%) Land $34,300 Building $165,340
2024	$541.00 (+15.35%)	$30,098 (+15.58%) Land $2,360 Building $27,738	$150,490 (+15.58%) Land $11,800 Building $138,690
2023		$26,040 Land $2,500 Building $23,540	$130,200 Land $12,500 Building $117,700
2022	$469.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW LONDON WATER & FP AUTHORITY serves 6,843 people · EPA ID AL0001437
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coosa Valley Technologies Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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