Bergen County and Ramsey Borough property record for 27 Windsor Ln, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,614 sqft · built 2009 |
| Lot Size | 21.3 acres (928,481 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,255,000 (Feb 2025) |
| Tax Bill | $20,588 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jan 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04301-0000-00014-02-C0027 |
| Primary APN | 48-04301-0000-00014-02-C0027 |
|---|---|
| Alternative APN |
|
| Building Area | 2,614 sqft Living Area |
|---|
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Condo/Apartment |
| Lot Area | 928,481 sqft (21.3 acres) |
| Street Address | 27 WINDSOR LN |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21.315 AC |
| Legal Subdivision | BEARS COVE |
| Legal Block | 4301 |
| Legal Lot Number | 14.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 26, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 26, 2023 | Deed, Transfer ELITE TITLE GROUP LLC |
| Feb 15, 2022 | Intrafamily Transfer, Transfer |
| Oct 8, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2025 · Amount on Record |
| Deed Sale | Feb 20, 2025 · Amount on Record |
| Prior Sale | Jan 26, 2023 · Amount on Record |
| Deed Document Number | 202511917 |
| Deed Book / Page | 5432 / 1108 |
| Prior Transfer Date | Mar 24, 2021 |
| Prior Transfer Doc | 0044110573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 26, 2023 |
| Property Address | 27 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 0049170628 |
| Book / Page | 4917 / 628 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023007648 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | ELITE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,441.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 COOPER AVE UNIT 401, 401, LONG BRANCH, NJ 07740-7485 |
| Name | Verified Name |
|---|---|
| Address | 27 WINDSOR LN # 27, 27, RAMSEY, NJ 07446-2401 |
| Document Number | 2023007649 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 2023007649 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 26, 2023 |
| Property Address | 27 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 0049170621 |
| Book / Page | 4917 / 621 |
| Instrument Date | Jan 14, 2023 |
| Instrument | 2023007647 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Title Company | ELITE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,105.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 27 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Name | Verified Name |
|---|---|
| Address | 27 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 15, 2022 |
| Property Address | 27 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 0045830001 |
| Book / Page | 4583 / 1 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 2022020052 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 27 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 8, 2021 |
| Property Address | 27 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 0044110573 |
| Book / Page | 4411 / 573 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2021155784 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | SOLIDIFI TITLE AND CLOSING |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 WINDSOR LN, RAMSEY, NJ 07446-2401 |
| Document Number | 2021155785 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 2021155785 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Apr 1, 2051 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,057,600 (+5.77%) Land $240,000 Building $817,600 | $1,057,600 (+5.77%) Land $240,000 Building $817,600 | |
| 2025 | $20,588.00 (-6.38%) | $999,900 (+28.31%) Land $225,000 Building $774,900 | $999,900 (+28.31%) Land $225,000 Building $774,900 |
| 2024 | $21,992.00 (+8.62%) | ||
| 2023 | $779,300 (+0.96%) Land $225,000 Building $554,300 | $779,300 (+0.96%) Land $225,000 Building $554,300 | |
| 2022 | $20,246.00 (+1.98%) | $771,900 Land $225,000 Building $546,900 | $771,900 Land $225,000 Building $546,900 |
| 2021 | $19,853.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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