27 Willow Loop, Sturgis, KY 42459 Property Records

Union County property record for 27 Willow Loop, Sturgis, KY 42459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1998
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$143,800 (Mar 2018)
Tax Bill	$2,232 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Sale
Flood Zone	Zone X (reduced by levee)
APN	`40-15A-34`

Property Details

APN / Parcel Number

Primary APN	`40-15A-34`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,782 sqft Living Area

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.469 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	27 WILLOW LOOP
City	STURGIS
State	KY
Zip	42459-1798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27 WILLOW LOOP
Legal Subdivision	ROLLING ACRES
Jurisdiction	UNION KY
Township / Civil Division	STURGIS
Census Block Group	5
Census Block	5032
Census Tract	950300

Owner

Source: Union County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	27 WILLOW LOOP, STURGIS, KY 42459-1798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2018	Deed of Trust, Mortgage · ARM EVANSVILLE TEACHERS
Mar 2, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Deed Document Number	001472660005
Deed Book / Page	376 / 600
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION KY
Property Address	27 WILLOW LOOP, STURGIS, KY 42459-1798
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000433/0000000308
Date	Mar 2, 2018
Book Page	0000000433/0000000308
Instrument	001472670020

Lender

Name	EVANSVILLE TEACHERS

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Mar 1, 2025
Index	Other

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION KY
Recording Date	Mar 2, 2018
Property Address	27 WILLOW LOOP, STURGIS, KY 42459-1798
Document Number	376/600
Book / Page	376 / 600
Instrument Date	Feb 26, 2018
Instrument	001472660005
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WILLOW LOOP, STURGIS, KY 42459-1798

Tax Assessment & Valuation

Source: Union County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Union County
Municipality	Sturgis City
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,232.00 (+50.2%)	$143,800 (-) Land $7,500 Building $136,300	$143,800 (-) Land $7,500 Building $136,300
2023	$1,486.00	$143,800 Land $7,500 Building $136,300	$143,800 Land $7,500 Building $136,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2013)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Oct 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS WATER WORKS serves 3,490 people · EPA ID KY1130422
Water Source	Purchased surface water from UNION COUNTY WATER DISTRICT
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Willow Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures