Charles County property record for 27 Willow Ln, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,408 sqft · built 1977 |
| Lot Size | 0.278 acres (12,125 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,500 (Jan 2017) |
| Tax Bill | $9,617 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-028456 |
| Primary APN | 01-028456 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 1,540 sqft |
| 1st Floor Area | 1,408 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,125 sqft (0.278 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 132 sqft |
| Deck Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 028456 |
|---|---|
| Street Address | 27 WILLOW LN |
| City | LA PLATA |
| State | MD |
| Zip | 20646-5924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | L-6 S-1 WILLOW LANE SUB TOWN OF LA PLATA |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 851003 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 WILLOW LN, LA PLATA, MD 20646-5924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jan 17, 2017 | Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2017 · Amount on Record |
| Deed Sale | Jan 17, 2017 · Amount on Record |
| Deed Book / Page | 9695 / 342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 27 WILLOW LN, LA PLATA, MD 20646-5924 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 27 WILLOW LN, LA PLATA, MD 20646-5924 |
| Document Number | 0121000371 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 12100/371 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 17, 2017 |
| Property Address | 27 WILLOW LN, LA PLATA, MD 20646-5924 |
| Document Number | 0096950342 |
| Book / Page | 9695 / 342 |
| Map Reference | LB21 FO16 |
| Instrument Date | Sep 11, 2016 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CAPITAL TITLE INSURANCE AGEN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2031, LA PLATA, MD 20646-2031 |
| Name | Verified Name |
|---|---|
| Address | 27 WILLOW LN # KN, KN, LA PLATA, MD 20646-5924 |
| Document Number | 0009695348 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 9695/348 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2046 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,600 (+22.95%) Land $110,200 Building $220,400 | $330,600 (+22.95%) Land $110,200 Building $220,400 | |
| 2025 | $9,617.00 (+136.29%) | ||
| 2023 | $4,070.00 Homeowner's exemption | $268,900 Land $110,200 Building $158,700 | $268,900 Land $110,200 Building $158,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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