Essex County and Montclair Township property record for 27 William St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 1,548 sqft · built 1907 |
| Lot Size | 0.052 acres (2,252 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800,000 (Aug 2025) |
| Tax Bill | $12,457 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01509-0000-00005 |
| Primary APN | 13-01509-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,548 sqft Living Area |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Construction Type | Frame |
| Lot Area | 2,252 sqft (0.052 acres) |
| Lot Dimensions | 90 ft deep x 25 ft wide |
| Old Parcel Number | 130150900005 |
|---|---|
| Street Address | 27 WILLIAM ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 25X90 |
| Legal Subdivision | MONTCLAIR |
| Legal Block | 1509 |
| Legal Lot Number | 5 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 16600 |
27 William St is owned and occupied by an individual who bought it in August 2025.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 WILLIAM ST, MONTCLAIR, NJ 07042-3056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2025 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Oct 26, 2021 | Deed, Transfer · Commercial Mortgage M & T BANK |
| Jul 23, 2020 | Correction Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on File |
| Deed Sale | Aug 7, 2025 · Amount on File |
| Prior Sale | Oct 26, 2021 · Amount on File |
| Deed Document Number | 202549832 |
| Prior Transfer Date | Jun 25, 2020 |
| Prior Transfer Doc | 0000068176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 7, 2025 |
| Property Address | 27 WILLIAM ST, MONTCLAIR, NJ 07042-3056 |
| Document Number | 0000049832 |
| Instrument Date | Jul 3, 2025 |
| Instrument | 2025049832 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | RIDGE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 59 LINCOLN PARK STE 200, 200, NEWARK, NJ 07102-2356 |
| Name | Verified Name |
|---|---|
| Address | 27 WILLIAM ST, MONTCLAIR, NJ 07042-3056 |
| Investor | Possibly a Property Investor |
| Document Number | 0000049835 |
|---|---|
| Date | Aug 7, 2025 |
| Instrument | 2025049835 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 26, 2021 |
| Property Address | 27 WILLIAM ST, MONTCLAIR, NJ 07042-3056 |
| Document Number | 0000128097 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021128097 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | FORTUNE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 BIRCH RD, 13, BLOOMINGDALE, NJ 07403-1901 |
| Name | Verified Name |
|---|---|
| Address | 27 WILLIAM ST, MONTCLAIR, NJ 07042-3056 |
| Document Number | 0000128098 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021128098 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 23, 2020 |
| Property Address | 27 WILLIAM ST, MONTCLAIR, NJ 07042-3056 |
| Document Number | 0000068176 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 68176 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 150 FORD ST WAYNE NJ 074707220, WAYNE, NJ 07470-7220 |
The 2025 property tax bill for 27 William St was $12,457, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,300 (-) Land $211,300 Building $143,000 | $354,300 (-) Land $211,300 Building $143,000 | |
| 2025 | $12,457.00 (+3.33%) | $354,300 Land $211,300 Building $143,000 | $354,300 Land $211,300 Building $143,000 |
| 2024 | $12,056.00 | ||
| 2023 | $354,300 Land $211,300 Building $143,000 | $354,300 Land $211,300 Building $143,000 | |
| 2022 | $11,649.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 27 William St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 William St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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