27 White Rock Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 27 White Rock Rd, Westerly, RI 02891

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,184 sqft · built 1927
Lot Size	0.464 acres (20,227 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Nov 2019)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Jan 2024 Refinance Nov 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`WEST M:36 B:9`

Property Details

APN / Parcel Number

Primary APN	`WEST M:36 B:9`
Alternative APNs	`M:036 B:9 L` `3099750`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	2,996 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,227 sqft (0.464 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3099750
Street Address	27 WHITE ROCK RD
City	WESTERLY
State	RI
Zip	02891-1249
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	9
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1045
Census Tract	50901

Owner

27 White Rock Rd, a duplex, is owned and occupied by an individual who bought it in November 2019.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	27 WHITE ROCK RD, WESTERLY, RI 02891-1249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Warranty Deed, Transfer · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Nov 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 25, 2019	Quit Claim Deed, Transfer CHELSEA GROTON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Jun 19, 2012
Deed Document Number	20195109
Deed Book / Page	2019 / 20078
Prior Transfer Date	Nov 22, 2019
Prior Transfer Doc	2019-20078
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jan 30, 2024
Property Address	27 WHITE ROCK RD, WESTERLY, RI 02891-1249
Document Number	02024-1050
Book / Page	2024 / 1050
Instrument Date	Jan 29, 2024
Instrument	2024-204
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WHITE ROCK RD, WESTERLY, RI 02891-1249

Mortgage

Document Number	02024-1053
Date	Jan 30, 2024
Book Page	2024/1053
Instrument	2024-295

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 25, 2019
Property Address	27 WHITE ROCK RD, WESTERLY, RI 02891-1249
Document Number	2019-81
Book / Page	002019 / 020081
Instrument Date	Nov 22, 2019
Instrument	5110
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MAY FLOWER AVE PAWCATUCK CT 063791916, PAWCATUCK, CT 06379-1916

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 25, 2019
Property Address	27 WHITE ROCK RD, WESTERLY, RI 02891-1249
Document Number	2019-78
Book / Page	002019 / 020078
Instrument Date	Nov 22, 2019
Instrument	5109
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MAY FLOWER AVE PAWCATUCK CT 063791916, PAWCATUCK, CT 06379-1916

Mortgage

Document Number	2019-84
Date	Nov 25, 2019
Book Page	002019/020084
Instrument	5111

Lender

Name	CHELSEA GROTON BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 27 White Rock Rd was $3,192.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,192.00	$410,300 Land $157,800 Building $252,500	$418,973
2023	$3,006.00 (+0.57%)	$295,900 (-) Land $113,200 Building $182,700
2022	$2,989.00	$295,900 Land $113,200 Building $182,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 White Rock Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 White Rock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Breezeline, Frontier, Xfinity.

Nearby Properties on White Rock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures