27 White Oak Ln, Mars Hill, NC 28754 Property Records

Madison County property record for 27 White Oak Ln, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,139 sqft · built 2001
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Sep 2017)
Tax Bill	$2,604 (2025)
Deeds & Mortgages	Jan 2020 Transfer Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9757-61-8445`

Property Details

APN / Parcel Number

Primary APN	`9757-61-8445`
Alternative APNs	`9757618445 0014215` `14215`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,139 sqft Heated Area
1st Floor Area	2,019 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Area	576 sqft
Porch	Slab
Porch Area	60 sqft
Deck Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump

Location & Zoning

Street Address	27 WHITE OAK LN
City	MARS HILL
State	NC
Zip	28754-6969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	PL:3-818A
Legal Block	61
Jurisdiction	MADISON NC
Township / Civil Division	4, BEECH GLENN
Census Block Group	2
Census Block	2057
Census Tract	10602

Owner

27 White Oak Ln is owned and occupied by an individual who acquired it in January 2020.

Source: Madison County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	27 WHITE OAK LN, MARS HILL, NC 28754-6969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 26, 2017	Warranty Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2017 · Amount on File
Deed Sale	Sep 26, 2017 · Amount on File
Prior Sale	May 27, 2004 · Amount on File
Deed Book / Page	637 / 558
Last Transfer Date	Jan 9, 2020
Transfer Doc	0006820414
Record Updated	Jun 8, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NC
Recording Date	Jan 10, 2020
Property Address	27 WHITE OAK LN, MARS HILL, NC 28754-6969
Document Number	0006820414
Book / Page	000682 / 000414
Instrument Date	Jan 9, 2020
Instrument	335142
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WHITE OAK LN MARS HILL NC 287546969, MARS HILL, NC 28754-6969

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Sep 26, 2017
Property Address	27 WHITE OAK LN, MARS HILL, NC 28754-6969
Document Number	0006370558
Book / Page	637 / 558
Map Reference	MB 3 PG 818-A
Instrument Date	Sep 7, 2017
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4226 KRAFT AVE, 4226, STUDIO CITY, CA 91604-2940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WHITE OAK LN, MARS HILL, NC 28754-6969

Mortgage

Document Number	326738
Date	Sep 26, 2017
Instrument	326738

Lender

Name	STATE FARM BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 27 White Oak Ln was $2,604.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,604.00	$538,880 (-) Land $38,248 Building $500,632	$538,880 (-) Land $38,248 Building $500,632
2024	$2,604.00	$538,880 (+90.49%) Land $38,248 Building $500,632	$538,880 (+90.49%) Land $38,248 Building $500,632
2023		$282,890 Land $12,609 Building $270,281	$282,890 Land $12,609 Building $270,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 White Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 White Oak Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on White Oak Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures