27 Whispering Pine Ct, Bumpass, VA 23024 Property Records

Louisa County property record for 27 Whispering Pine Ct, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1993
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,185 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93A 2 8`

Property Details

APN / Parcel Number

Primary APN	`93A 2 8`
Alternative APNs	`6461` `6279`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Carport
Garage Area	256 sqft
Carport	Carport
Carport Area	256 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	180 sqft
Storage Building	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6279
Street Address	27 WHISPERING PINE CT
City	BUMPASS
State	VA
Zip	23024-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	SECTION 2 LOT 8 DB 477/599 1.13 AC
Legal Lot Number	8
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3002
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 WHISPERING PINE CT, BUMPASS, VA 23024-2832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	27 WHISPERING PINE CT, BUMPASS, VA 23024-2832
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001826/592
Date	Feb 16, 2022
Book Page	1826/592
Instrument	202200001848

Lender

Name	CAPTIAL CENTER LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	27 WHISPERING PINE CT, BUMPASS, VA 23024-2832
Document Number	0000011177
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WHISPERING PINE CT BUMPASS VA 230242832, BUMPASS, VA 23024-2832

Mortgage

Document Number	0000011177
Date	Dec 18, 2019
Book Page	001649/000149
Instrument	11177

Lender

Name	VIRGINIA CU
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2034

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	27 WHISPERING PINE CT, BUMPASS, VA 23024-2832
Document Number	0000010427
Book / Page	001541 / 000444
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE FIRST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WHISPERING PINE CT BUMPASS VA 230242832, BUMPASS, VA 23024-2832

Mortgage

Document Number	0000010427
Date	Dec 8, 2017
Book Page	001541/000444
Instrument	10427

Lender

Name	VIRGINIA CU
Type	Credit Union
Address	RICHMOND, VA 23225-9010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 7, 2027

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,700 (+4.64%) Land $55,300 Building $262,400	$317,700 (+4.64%) Land $55,300 Building $262,400
2025	$2,185.00 (+8.87%)	$303,600 (+19.95%) Land $44,100 Building $259,500	$303,600 (+19.95%) Land $44,100 Building $259,500
2024	$2,007.00 (+135.56%)
2023		$253,100 Land $34,300 Building $218,800
2022	$852.00		$253,100 Land $34,300 Building $218,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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