Kershaw County property record for 27 Westover Ave, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 1,844 sqft · built 1995 |
| Lot Size | 0.343 acres (14,961 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,900 (Aug 2026) |
| Tax Bill | $1,105 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2026 Sale & Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 296-15-00-038 |
| Primary APN | 296-15-00-038 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,844 sqft Gross Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Lot Area | 14,961 sqft (0.343 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Porch | Porch |
| Porch Area | 80 sqft |
| Account Number | 12191 |
|---|---|
| Street Address | 27 WESTOVER AVE |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 42,43,44,45 |
| Legal Subdivision | PLAT OF TRUESDELL TERRACE |
| Legal Lot Number | 42-45 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970402 |
Source: Kershaw County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 WESTOVER AVE, LUGOFF, SC 29078-9240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 15, 2026 | Trustee's Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT |
| Apr 15, 2026 | Trustee's Deed, Foreclosure · Construction Mortgage NONE LISTED ON DOCUMENT |
| Dec 7, 2020 | Grant Deed, Transfer · VA Mortgage ORION LNDG |
| Nov 17, 2017 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on Record |
| Deed Sale | Aug 27, 2026 · Amount on Record |
| Prior Sale | Apr 15, 2026 · Amount on Record |
| Deed Document Number | 20268236 |
| Deed Book / Page | 5665 / 53 |
| Transfer Doc | 0000001666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 27, 2026 |
| Property Address | 27 WESTOVER AVE, LUGOFF, SC 29078-9240 |
| Document Number | 0000008236 |
| Book / Page | 5665 / 53 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 20268236 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $62,997.74 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 WESTOVER AVE, LUGOFF, SC 29078-9240 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 15, 2026 |
| Property Address | 27 WESTOVER AVE, LUGOFF, SC 29078-9240 |
| Document Number | 0000003453 |
| Book / Page | 5568 / 48 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.3453 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,480.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1982 LAKE RD, RIDGEWAY, SC 29130-9217 |
| Document Number | 0000003454, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026..3454 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 15, 2027 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 15, 2026 |
| Property Address | 27 WESTOVER AVE, LUGOFF, SC 29078-9240 |
| Document Number | 0020263453 |
| Book / Page | 5568 / 48 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20263453 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,480.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1982 LAKE RD, RIDGEWAY, SC 29130-9217 |
| Document Number | 0000003454, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20263454 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 15, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Dec 7, 2020 |
| Property Address | 27 WESTOVER AVE, LUGOFF, SC 29078-9240 |
| Document Number | 0000011625 |
| Book / Page | 004361 / 000073 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 11625 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $599.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 WESTOVER AVE LUGOFF SC 290789240, LUGOFF, SC 29078-9240 |
| Document Number | 11626 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 004361/000075 |
| Instrument | 11626 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Nov 17, 2017 |
| Property Address | 27 WESTOVER AVE, LUGOFF, SC 29078-9240 |
| Document Number | 0000009308 |
| Book / Page | 003781 / 000156 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 9308 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 WESTOVER AVE LUGOFF SC 290789240, LUGOFF, SC 29078-9240 |
| Document Number | 9309 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 003781/000160 |
| Instrument | 9309 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2047 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,105.00 (-0.45%) | $162,900 (-) Land $14,000 Building $148,900 | $162,900 (-) |
| 2023 | $1,110.00 | $162,900 Land $14,000 Building $148,900 | $162,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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