27 Westgate Dr, Delaware, OH 43015 Property Records

Delaware County property record for 27 Westgate Dr, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,555 sqft · built 1954
Lot Size	0.299 acres (13,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,000 (May 2019)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-341-04-020-000`

Property Details

APN / Parcel Number

Primary APN	`519-341-04-020-000`
Alternative APN	`145788.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
Gross Area	2,851 sqft
1st Floor Area	864 sqft
Upper Floors Area	691 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,039 sqft (0.299 acres)
Lot Dimensions	179 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	27 WESTGATE DR
City	DELAWARE
State	OH
Zip	43015-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3485
Legal Subdivision	OHIO WESLEYAN UNIVERSITY WESTGATE
Legal Lot Number	3485
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	1
Census Block	1009
Census Tract	10420

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 WESTGATE DR, DELAWARE, OH 43015-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 26, 2024	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST LN SOLUTIONS INC
May 30, 2019	Survivorship Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Jan 19, 1996 · Amount on Record
Deed Document Number	201913264
Deed Book / Page	1639 / 598
Prior Transfer Date	Aug 16, 2016
Prior Transfer Doc	0000031236
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	27 WESTGATE DR, DELAWARE, OH 43015-1529
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WESTGATE DR, DELAWARE, OH 43015-1529

Mortgage

Document Number	0000009065
Date	May 8, 2023
Book Page	2029/2514
Instrument	202300009065

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 29, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	27 WESTGATE DR, DELAWARE, OH 43015-1529
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WESTGATE DR, DELAWARE, OH 43015-1529

Mortgage

Document Number	0000025885
Date	Nov 26, 2024
Book Page	2126/847
Instrument	202400025885

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Mortgage Company
Address	BOSTON, MA 02116

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 21, 2034

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	27 WESTGATE DR, DELAWARE, OH 43015-1529
Document Number	0000015564
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 WESTGATE DR DELAWARE OH 430151529, DELAWARE, OH 43015-1529

Mortgage

Document Number	0000015564
Date	May 11, 2020
Book Page	001725/000459
Instrument	15564

Lender

Name	MIDWEST LN SOLUTIONS INC
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

May 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	May 30, 2019
Property Address	27 WESTGATE DR, DELAWARE, OH 43015-1529
Document Number	0000013264
Book / Page	1639 / 0598
Map Reference	MB 4 PG 311
Instrument Date	May 14, 2019
Instrument	201900013264
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	MONARCH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000013265
Date	May 30, 2019
Instrument	201900013265

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,616.00 (+5.36%)	$72,700 (-) Land $16,980 Building $55,720	$207,700 (-) Land $48,500 Building $159,200
2024	$3,432.00 (-0.17%) Homeowner's exemption	$72,700 (-) Land $16,980 Building $55,720
2023	$3,438.00 Homeowner's exemption	$72,700 Land $16,980 Building $55,720	$207,700 Land $48,500 Building $159,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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