27 Union St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 27 Union St, Concord, NH 03301

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 5 ba · 3,462 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$1,535,000 (Feb 2022)
Tax Bill	$10,803 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:6532Z B:139`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6532Z B:139`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	20 Rooms
Units	5 Units
Stories	3 Stories
Building Area	3,462 sqft Living Area
Gross Area	5,091 sqft
1st Floor Area	1,328 sqft
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	27 UNION ST
City	CONCORD
State	NH
Zip	03301-4252
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RD
Legal Block	139
Legal Lot Number	15
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1008
Census Tract	32400

Owner

27 Union St, a residential property, is owned by a company that bought it in February 2022.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	2 CLARKE ST, CONCORD, NH 03301-4603
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MERRIMACK COUNTY SAVINGS BANK
Aug 21, 2020	Deed of Trust, Mortgage BANGOR SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Deed Document Number	20223949
Deed Book / Page	3782 / 2528
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Feb 24, 2022
Property Address	27 UNION ST, CONCORD, NH 03301-4252
Document Number	0000003949
Book / Page	3782 / 2528
Instrument Date	Feb 24, 2022
Instrument	202200003949
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CLARKE ST, CONCORD, NH 03301-4603

Mortgage

Document Number	0000003950
Date	Feb 24, 2022
Instrument	202200003950

Lender

Name	MERRIMACK COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	27 UNION ST, CONCORD, NH 03301-4252
Document Number	0036922885
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	440 HANOVER ST MANCHESTER NH 031045101, MANCHESTER, NH 03104-5101

Mortgage

Document Number	0036922885
Date	Aug 24, 2020
Book Page	003692/002885
Instrument	17938

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANGOR, ME 04402

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 27 Union St was $10,803, up 5.1% from the year before.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,803.00 (+5.13%)	$371,100 (-) Land $89,700 Building $281,400
2024	$10,276.00 (+3.09%)	$371,100 (-) Land $89,700 Building $281,400
2023	$9,968.00 (+22.58%)	$371,100 (+18.15%) Land $89,700 Building $281,400
2022	$8,132.00	$314,100 Land $89,700 Building $224,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 27 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom.

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