27 Undercliff Rd, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 27 Undercliff Rd, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	1,556 sqft · built 1926
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Dec 2018)
Tax Bill	$14,811 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00810-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`12-00810-0000-00007`
Alternative APNs	`120081000007` `07041`

Interior

Stories	2 Stories
Building Area	1,556 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	27 UNDERCLIFF RD
City	MILLBURN
State	NJ
Zip	07041-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X140
Legal Block	810
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	4
Census Block	4006
Census Tract	20200

Owner

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONNECTONE BANK
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BK
Dec 17, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Prior Sale	Aug 29, 2011 · Amount on Record
Deed Document Number	2018108139
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021031822
Date	Mar 16, 2021
Instrument	2021031822

Lender

Name	CONNECTONE BANK
Type	Bank
Address	UNION, NJ 07083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Document Number	0000118119
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 UNDERCLIFF RD MILLBURN NJ 070411509, MILLBURN, NJ 07041-1509

Mortgage

Document Number	0000118119
Date	Dec 13, 2019
Instrument	118119

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 17, 2018
Property Address	27 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Document Number	0000108139
Instrument Date	Dec 12, 2018
Instrument	108139
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 UNDERCLIFF RD MILLBURN NJ 070411509, MILLBURN, NJ 07041-1509

Mortgage

Document Number	108140
Date	Dec 17, 2018
Instrument	108140

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$733,600 (-) Land $492,700 Building $240,900	$733,600 (-) Land $492,700 Building $240,900
2025	$14,811.00 (+1.87%)	$733,600 (-) Land $492,700 Building $240,900	$733,600 (-) Land $492,700 Building $240,900
2024	$14,539.00 (+2.01%)
2023		$733,600 Land $492,700 Building $240,900	$733,600 Land $492,700 Building $240,900
2022	$14,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	87 (1978–2026)
Claims Outside the SFHA	68 of 87
Most Recent Claim	Jul 2026
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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