27 Trout Brook Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 27 Trout Brook Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,876 sqft · built 1980
Lot Size	1 acres (43,758 sqft)
Owner	2 Individual Names on File
Last Sale	$390,025 (Jun 2004)
Tax Bill	$6,547 (2026)
Deeds & Mortgages	Aug 2022 Reverse Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:54 L:178`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:54 L:178`
Alternative APNs	`M:0054 B:0000 L:0178` `442731`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,876 sqft Living Area
Gross Area	3,772 sqft
1st Floor Area	1,026 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,758 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	442731
Street Address	27 TROUT BROOK RD
City	DRACUT
State	MA
Zip	01826-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	178
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3004
Census Tract	314301

Owner

27 Trout Brook Rd is owned and occupied by two individuals who bought it in June 2004.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 TROUT BROOK RD, DRACUT, MA 01826-4125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Aug 26, 2022	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2004 · Amount on File
Deed Sale	Jun 2, 2004 · Amount on File
Deed Document Number	200441807
Deed Book / Page	17405 / 32
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	27 TROUT BROOK RD, DRACUT, MA 01826-4125
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037332-234
Date	Aug 26, 2022
Book Page	37332/234
Instrument	36316

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	889 Months
Due	Sep 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Oct 1, 2022
Index	LIBOR

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	27 TROUT BROOK RD, DRACUT, MA 01826-4125
Transaction Type	Mortgage
Record Updated	Sep 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037332-248
Date	Aug 26, 2022
Book Page	37332/248
Instrument	36317

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount on Record
Term	889 Months
Due	Sep 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Oct 1, 2022
Index	LIBOR

Tax Assessment & Valuation

The 2026 property tax bill for 27 Trout Brook Rd was $6,547, up 1.6% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,547.00 (+1.58%)	$677,000 (+6.3%) Land $279,700 Building $397,300	$652,270 (-)
2025	$6,445.00 (+2.69%)	$636,900 (+6.04%) Land $256,600 Building $380,300	$652,270 (-1.45%)
2024	$6,276.00 (+3.29%)	$600,600 (+14.47%) Land $244,500 Building $356,100	$661,865
2023	$6,076.00	$524,700 Land $212,800 Building $311,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Trout Brook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1988–2007)
Most Recent Claim	Apr 2007 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Trout Brook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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