27 Tracy Dr, Manalapan (Englishtown), NJ 07726 Property Records

Monmouth County and Manalapan Township property record for 27 Tracy Dr, Manalapan, NJ 07726

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,172 sqft · built 1984
Lot Size	0.363 acres (15,791 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Sep 1995)
Tax Bill	$13,188 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-01603-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`28-01603-0000-00006`
Alternative APN	`280160300006`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,172 sqft Living Area
1st Floor Area	1,712 sqft
Upper Floors Area	920 sqft
Basement Area	1,252 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,791 sqft (0.363 acres)
Lot Dimensions	168 ft deep x 94 ft wide
Garage Type	Built-in
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Deck Area	473 sqft
Patio Area	455 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	27 TRACY DR
City	MANALAPAN
State	NJ
Zip	07726-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Block	1603
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MANALAPAN
Census Block Group	2
Census Block	2001
Census Tract	810101

Owner

27 Tracy Dr is owned and occupied by two individuals who bought it in September 1995.

Source: Monmouth County and Manalapan Township records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 TRACY DR, MANALAPAN, NJ 07726-2838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 1995 · Amount on File
Deed Sale	Sep 20, 1995 · Amount on File
Deed Book / Page	5444 / 309
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	27 TRACY DR, MANALAPAN, NJ 07726-2838
Document Number	0000142918
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 TRACY DR MANALAPAN NJ 077262838, MANALAPAN, NJ 07726-2838

Mortgage

Document Number	0000142918
Date	Dec 1, 2020
Book Page	009461/002558
Instrument	142918

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 27 Tracy Dr was $13,188, up 11% from the year before.

Source: Monmouth County and Manalapan Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Manalapan Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Manalapan-Englishtown Regional School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$793,600 (+1.28%) Land $330,000 Building $463,600	$793,600 (+1.28%) Land $330,000 Building $463,600
2025	$13,188.00 (+10.95%)	$783,600 Land $330,000 Building $453,600	$783,600 Land $330,000 Building $453,600
2024	$11,886.00
2023		$695,100 Land $316,300 Building $378,800	$695,100 Land $316,300 Building $378,800
2022	$10,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Tracy Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Tracy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GORDONS CORNER WATER CO private · serves 46,196 people · EPA ID NJ1326001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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