Westerly Town property record for 27 Tom Harvey Rd, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,077 sqft · built 2001 |
| Lot Size | 1.03 acres (45,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,300,000 (Sep 2025) |
| Tax Bill | $9,625 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Line of Credit Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:129 B:3 |
| Primary APN | WEST M:129 B:3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,077 sqft Living Area |
| Gross Area | 8,357 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,246 sqft (1.03 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 6138125 |
|---|---|
| Street Address | 27 TOM HARVEY RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 50902 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 15, 2025 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE INC |
| Dec 21, 2016 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Jul 25, 2000 · Amount on Record |
| Deed Book / Page | 2025 / 12873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 15, 2025 |
| Property Address | 27 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Document Number | 2025-12873 |
| Book / Page | 2025 / 12873 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025-3082 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 27 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Document Number | 0020253083 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025-3083 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 27 TOM HARVEY RD, WESTERLY, RI 02891-3604 |
| Document Number | 2017-1764 |
| Book / Page | 002017 / 001764 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | 2017-1764 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 002017/001764 |
| Instrument | 441 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,625.00 (+7.45%) | $1,353,700 (+45.37%) Land $400,300 Building $953,400 | $1,381,043 |
| 2023 | $8,958.00 (+0.63%) | $931,200 (-) Land $254,200 Building $677,000 | |
| 2022 | $8,902.00 | $931,200 Land $254,200 Building $677,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2009–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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