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27 Toc Dr, Highland, NY 12528 Property Records

Ulster County and Lloyd Town property record for 27 Toc Dr, Highland, NY 12528

Property Summary

Property TypeDuplex
Details3 bd · 1.5 ba · 1,272 sqft · built 1985
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Tax Bill$6,217 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN513200 87.307-4-31

Property Details

APN / Parcel Number

Primary APN513200 87.307-4-31
Alternative APN
  • 132000.006

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,272 sqft Total Area
1st Floor Area612 sqft
2nd Floor Area660 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area7,405 sqft (0.17 acres)
PorchSlab
Porch Area20 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number132000.006
Street Address27 TOC DR
CityHIGHLAND
StateNY
Zip12528-1517
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodePRD
Legal Block4
Legal Lot Number31.000
JurisdictionULSTER NY
Township / Civil DivisionLLOYD
Census Block Group3
Census Block3000
Census Tract953600

Owner

27 Toc Dr, a duplex, is owned and occupied by an individual who acquired it in July 2003.

Source: Ulster County and Lloyd Town records, as of April 20, 2026

Owner of RecordIndividual Name on File
Mailing Address27 TOC DR, HIGHLAND, NY 12528-1517
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MID HUDSON VALLEY FCU
Jun 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
MID-HUDSON VLY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 8, 2003
Transfer Doc0000019638
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address27 TOC DR, HIGHLAND, NY 12528-1517
Transaction TypeMortgage
Record UpdatedOct 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011334
DateSep 26, 2025
Book Page13600/104
Instrument2025-11334
Lender
NameMID HUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term181 Months
DueOct 1, 2040

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address27 TOC DR, HIGHLAND, NY 12528-1517
Document Number0000009765
Book / Page011344 / 000041
Instrument DateJun 1, 2017
Transaction TypeMortgage
Record UpdatedAug 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 TOC DR HIGHLAND NY 125281517, HIGHLAND, NY 12528-1517

Mortgage

Document Number0000009765
DateJul 7, 2017
Book Page011344/000041
Instrument9765
Lender
NameMID-HUDSON VLY FCU
TypeCredit Union
AddressKINGSTON, NY 12401
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 6, 2032
Interest
Rate TypeAdjustable Rate
Rate2.49%

Tax Assessment & Valuation

The 2025 property tax bill for 27 Toc Dr was $6,217 with a homeowner's exemption.

Source: Ulster County and Lloyd Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
County SubdivisionLloyd Town
Unified School DistrictHighland Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,217.00$160,000 Land $22,600 Building $137,400$269,997 Land $38,137 Building $231,860
2023$160,000 Land $22,600 Building $137,400$225,352 Land $31,831 Building $193,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Toc Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2007–2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Toc Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER DISTRICT
serves 4,000 people · EPA ID NY5503368
Water SourceSurface water
Last State InspectionMay 2025
Lead6 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area		940 / 35

May also be available: T-Mobile, Verizon.

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