Westchester County and Rye City property record for 27 Thorne Pl, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,937 sqft · built 1970 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,352,500 (Oct 2006) |
| Tax Bill | $40,250 (2026) |
| Deeds & Mortgages | Oct 2026 Line of Credit Aug 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-18-3-49 |
| Primary APN | 551400 146-18-3-49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,937 sqft Living Area |
| 1st Floor Area | 3,937 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 15,682 sqft (0.36 acres) |
| Street Address | 27 THORNE PL |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | MAP OF RYE WOODS MANOR |
| Legal Block | 3 |
| Legal Lot Number | 49.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 THORNE PL, RYE, NY 10580-2637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Jul 16, 2021 | Deed of Trust, Mortgage · Line of Credit FIELDPOINT PRIVATE BANK AND TRUST |
| Nov 4, 2019 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2006 · Amount on Record |
| Deed Sale | Oct 6, 2006 · Amount on Record |
| Prior Sale | Dec 20, 2000 · Amount on Record |
| Deed Document Number | 2006462620399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 2, 2026 |
| Property Address | 27 THORNE PL, RYE, NY 10580-2637 |
| Instrument Date | Sep 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | SERVICELINK, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 27 THORNE PL, RYE, NY 10580-2637 |
| Date | Oct 2, 2026 |
|---|
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 23, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 14, 2026 |
| Property Address | 27 THORNE PL, RYE, NY 10580-2637 |
| Document Number | 0000003659 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20263659 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 THORNE PL, RYE, NY 10580-2637 |
| Document Number | 0000003659, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 20263659 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 27 THORNE PL, RYE, NY 10580-2637 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0611963289 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 611963289 |
| Name | FIELDPOINT PRIVATE BANK AND TRUST |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 27 THORNE PL, RYE, NY 10580-2637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0593083167 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 593083167 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,250.00 (+176.75%) | ||
| 2025 | $14,544.00 | $31,750 (-) Land $7,300 Building $24,450 | $2,690,678 (+6.78%) Land $618,644 Building $2,072,034 |
| 2024 | $31,750 (-) Land $7,300 Building $24,450 | $2,519,841 (+2.38%) Land $579,365 Building $1,940,476 | |
| 2023 | $31,750 Land $7,300 Building $24,450 | $2,461,240 Land $565,891 Building $1,895,349 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 50 (1978–2024) |
| Claims Outside the SFHA | 29 of 50 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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