Albany County and Guilderland Town property record for 27 Terry Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,414 sqft · built 1955 |
| Lot Size | 0.26 acres (11,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $338,000 (Oct 2025) |
| Tax Bill | $5,891 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.14-1-61 |
| Primary APN | 013089 15.14-1-61 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Upper Floors Area | 582 sqft |
| Game Room | Game Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,356 sqft (0.26 acres) |
| Lot Dimensions | 120 ft deep x 94.6 ft wide |
| Garage Type | Attached |
| Garage Area | 253 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 544 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01501400010610000000 |
|---|---|
| Street Address | 27 TERRY AVE |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 27 |
| Legal Subdivision | TERRY AVENUE |
| Legal Block | 1 |
| Legal Lot Number | 61.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 14606 |
Source: Albany County and Guilderland Town records · APN 013089 15.14-1-61
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 MAGAZINE ST, ALBANY, NY 12203-3120 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 01, 2025 | Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| May 29, 2018 | Grant Deed, Transfer HOMESTEAD FNDG |
| May 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2025 · Amount on Record |
| Deed Sale | Oct 01, 2025 · Amount on Record |
| Prior Sale | May 29, 2018 · Amount on Record |
| Deed Document Number | 202517856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Oct 01, 2025 |
| Property Address | 27 TERRY AVE, SCHENECTADY, NY 12303-4817 |
| Document Number | 0000007856 |
| Map Reference | MAP 3371 DR 156 |
| Instrument Date | Sep 19, 2025 |
| Instrument | R2025-17856 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | CATIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,352.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 TERRY AVE, SCHENECTADY, NY 12303-4817 |
| Name | Verified Name |
|---|---|
| Address | 412 MAGAZINE ST, ALBANY, NY 12203-3120 |
| Document Number | 0000007857 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | R2025-17857 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 29, 2018 |
| Property Address | 27 TERRY AVE, SCHENECTADY, NY 12303-4817 |
| Document Number | 0020181486 |
| Book / Page | 002018 / 011486 |
| Instrument Date | May 22, 2018 |
| Instrument | 11487 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27 TERRY AVE SCHENECTADY NY 123034817, SCHENECTADY, NY 12303-4817 |
| Document Number | 11487 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 11487 |
| Name | HOMESTEAD FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | ALBANY, NY 12205 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 28, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 29, 2018 |
| Property Address | 27 TERRY AVE, SCHENECTADY, NY 12303-4817 |
| Document Number | 0000001486 |
| Map Reference | MAP3371 DR 156 |
| Instrument Date | May 22, 2018 |
| Instrument | R2018-11486 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 TERRY AVE, 27, SCHENECTADY, NY 12303-4817 |
| Name | Verified Name |
|---|---|
| Address | 202 DUANESBURG RD, SCHENECTADY, NY 12306-1926 |
| Document Number | 0000001487 |
|---|---|
| Date | May 29, 2018 |
| Instrument | R2018-11487 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,891.00 (+11.85%) | $202,000 (-) Land $40,000 Building $162,000 | $269,333 (+13.33%) Land $53,333 Building $216,000 |
| 2023 | $202,000 (-) Land $40,000 Building $162,000 | $237,647 (+7.06%) Land $47,059 Building $190,588 | |
| 2022 | $202,000 Land $40,000 Building $162,000 | $221,978 Land $43,956 Building $178,022 | |
| 2021 | $5,267.00 |
Source: FEMA National Flood Hazard Layer as of March 6, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
May also be available: Hudson Valley Wireless, T-Mobile USA.
Based on FCC filings for 319 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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