Monroe County and Penfield Town property record for 27 Terrel Dr, Webster, NY 14580
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,672 sqft · built 1968 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $20,109 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264200 093.11-1-31 |
| Primary APN | 264200 093.11-1-31 |
|---|---|
| Alternative APNs |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,672 sqft Gross Area |
| Basement Area | 1,836 sqft |
| Unfinished Basement | 1,836 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 106 ft deep x 339 ft wide |
| Garage Type | Carport |
| Garage Area | 1,480 sqft |
| Carport | Carport |
| Carport Area | 1,480 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 140 sqft |
| Total Buildings | 2 Buildings |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00880100000 |
|---|---|
| Street Address | 27 TERREL DR |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1868 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | GB |
| Legal Description | 0005-14-07 GORE |
| Legal Subdivision | ARTHUR E EDWARDS SUB |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | PENFIELD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11507 |
Source: Monroe County and Penfield Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 10664, ROCHESTER, NY 14610-0664 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ESL FEDERAL CREDIT UNION |
| Aug 28, 2023 | Warranty Deed, Transfer · Commercial Mortgage ESL FCU |
| Aug 2, 2018 | Grant Deed, Transfer THOMAS DEMANINCOR |
| May 3, 2018 | Loan Modification, Mortgage JOSEPH A CARDINALE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Apr 16, 2026 |
| Property Address | 27 TERREL DR, WEBSTER, NY 14580-1868 |
| Document Number | 0003409275 |
| Book / Page | 31298 / 359 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20263409275 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|
| Document Number | 0003409275, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 31298/359 |
| Instrument | 20263409275 |
| Name | ESL FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 28, 2023 |
| Property Address | 27 TERREL DR, WEBSTER, NY 14580-1868 |
| Document Number | 0000001359 |
| Book / Page | 12857 / 530 |
| Map Reference | LB 66 PG 16 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 202308281359 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | NETWORK TITLE AGCY OF NY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 JEFFERSON RD, ROCHESTER, NY 14623-2644 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 10664, ROCHESTER, NY 14610-0664 |
| Document Number | 0000001360 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 30412/604 |
| Instrument | 202308281360 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 2, 2018 |
| Property Address | 27 TERREL DR, WEBSTER, NY 14580-1868 |
| Document Number | 0000000338 |
| Book / Page | 027706 / 000500 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 338 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5765 W LAKE RD CONESUS NY 144359318, CONESUS, NY 14435-9318 |
| Document Number | 339 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 027706/000500 |
| Instrument | 339 |
| Name | THOMAS DEMANINCOR |
|---|---|
| Address | 5765 W LAKE RD, CONESUS, NY 14435-9318 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 1, 2023 |
| Rate | 6% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | May 3, 2018 |
| Property Address | 27 TERREL DR, WEBSTER, NY 14580-1868 |
| Book / Page | 027583 / 000073 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 304 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5765 W LAKE RD CONESUS NY 144359318, CONESUS, NY 14435-9318 |
| Document Number | 0000000304 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 027583/000073 |
| Instrument | 304 |
| Name | JOSEPH A CARDINALE |
|---|---|
| Address | 317 WALZFORD RD, ROCHESTER, NY 14622-2258 |
| Amount | Amount Recorded |
|---|
Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Penfield Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,109.00 (+14.9%) | ||
| 2025 | $17,502.00 (-7.9%) | $577,700 (-) Land $136,100 Building $441,600 | $770,300 (+25.33%) Land $181,475 Building $588,825 |
| 2023 | $577,700 (-) Land $136,100 Building $441,600 | $614,600 (+6.39%) Land $144,793 Building $469,807 | |
| 2022 | $577,700 Land $136,100 Building $441,600 | $577,700 Land $136,100 Building $441,600 | |
| 2021 | $19,003.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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