27 Sweetgum Loop, Inlet Beach, FL 32461 Property Records

Walton County property record for 27 Sweetgum Loop, Inlet Beach, FL 32461

Property Summary

Property Type	Vacant Land
Lot Size	0.341 acres (14,857 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Oct 2022)
Tax Bill	$2,981 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2024 Construction Loan + 1 more
Flood Zone	Zone A (high risk)
APN	`26-3S-18-16500-000-0450`

Property Details

APN / Parcel Number

Primary APN	`26-3S-18-16500-000-0450`
Alternative APNs	`26-318-16500-000-0450` `1054030`

Exterior

Lot Area	14,857 sqft (0.341 acres)

Location & Zoning

Street Address	27 SWEET GUM LOOP
City	INLET BEACH
State	FL
Zip	32461-5052
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	TND
Legal Description	LOT 45 TREETOP S/D PB 16-64 OR 2668-3011 OR 2769-1483 OR 3270-2617
Legal Range	018
Legal Township	03S
Legal Section	26
Legal Subdivision	TREETOP
Legal Block	4
Legal Lot Number	45
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1001
Census Tract	950611

Owner

Source: Walton County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1016 LIBERTY ST, 2, DALLAS, TX 75204-5515
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 18, 2024	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Oct 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage OAKWOOD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on Record
Deed Sale	Oct 20, 2022 · Amount on Record
Prior Sale	Jul 31, 2007 · Amount on Record
Deed Document Number	202246512
Deed Book / Page	3270 / 2617
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 22, 2026
Property Address	27 SWEET GUM LOOP, INLET BEACH, FL 32461-5052
Document Number	0000030145
Book / Page	3406 / 3051
Instrument Date	Jul 20, 2026
Instrument	202630145
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,343,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5246 RIVER CLUB DR, SUFFOLK, VA 23435-3529

Mortgage

Document Number	0000030146,
Date	Jul 22, 2026
Instrument	202630146

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	27 SWEETGUM LOOP, INLET BEACH, FL 32461
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2728 CEDAR SPRINGS RD, DALLAS, TX 75201-1365

Mortgage

Document Number	OR33214796
Date	Apr 18, 2024
Book Page	OR3321/4796
Instrument	20240013450

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Index	Other
Max Rate	11.7%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 20, 2022
Property Address	27 SWEETGUM LOOP, INLET BEACH, FL 32461
Document Number	0032702617
Book / Page	3270 / 2617
Map Reference	MB 16 PG 64&64A-64F
Instrument Date	Oct 17, 2022
Instrument	20220046512
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5795 ROBIN HOP LN, BARTLETT, TN 38134-5449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1016 LIBERTY ST, DALLAS, TX 75204-5521
Investor	Possibly a Property Investor

Mortgage

Document Number	0032702618
Date	Oct 20, 2022
Instrument	3270/2618

Lender

Name	OAKWOOD BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 17, 2023

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,981.00 (-1.09%)	$330,000 (-15.38%) Land $330,000	$330,000 (-15.38%) Land $330,000
2024	$3,014.00 (-14.93%)
2023	$3,543.00 (+145.53%)	$390,000 (+53.39%) Land $390,000	$390,000 (+53.39%) Land $390,000
2022	$1,443.00	$254,252 Land $254,252	$254,252 Land $254,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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