27 Surf Point Rd, York, ME 03909 Property Records

York County and York Town property record for 27 Surf Point Rd, York, ME 03909

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,023 sqft · built 1989
Lot Size	16.1 acres (703,058 sqft)
Owner	Individual Name on File
Tax Bill	$20,837 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Feb 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`M:088 B:012-A`

Property Details

APN / Parcel Number

Primary APN	`M:088 B:012-A`
Alternative APNs	`YORK M:0088 B:0012-A` `008371` `8371`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,023 sqft Living Area
Gross Area	12,291 sqft
1st Floor Area	2,895 sqft
Basement Area	2,895 sqft
Unfinished Basement	2,895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	703,058 sqft (16.1 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	8371
Street Address	27 SURF POINT RD
City	YORK
State	ME
Zip	03909-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Subdivision	LAND SPRUCE LANE
Legal Block	12-A
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	1
Census Block	1002
Census Tract	36003

Owner

27 Surf Point Rd is owned and occupied by an individual who acquired it in December 2018.

Source: York County and York Town records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	27 SURF POINT RD, YORK, ME 03909-5054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Quit Claim Deed, Transfer · Line of Credit FARM CREDIT SVCS
Feb 25, 2020	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS
Dec 31, 2018	Quit Claim Deed, Transfer FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018
Deed Sale	Dec 31, 2018
Deed Document Number	201854488
Deed Book / Page	17872 / 687
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Jul 29, 2020
Property Address	27 SURF POINT RD, YORK, ME 03909-5054
Document Number	0183220452
Book / Page	018322 / 000452
Instrument Date	Jul 24, 2020
Instrument	34636
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 SURF POINT RD YORK ME 039095054, YORK, ME 03909-5054

Mortgage

Document Number	183220454
Date	Jul 29, 2020
Book Page	018322/000454
Instrument	34637

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	AUBURN, ME 04210-4052

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	27 SURF POINT RD, YORK, ME 03909-5054
Document Number	0181860868
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BABBIDGE RD FALMOUTH ME 041052404, FALMOUTH, ME 04105-2404

Mortgage

Document Number	0181860868
Date	Mar 4, 2020
Book Page	018186/000868
Instrument	10420

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	AUBURN, ME 04210

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Dec 31, 2018
Property Address	27 SURF POINT RD, YORK, ME 03909-5054
Document Number	0178720687
Book / Page	017872 / 000687
Instrument Date	Dec 27, 2018
Instrument	54488
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 SURF POINT RD YORK ME 03909, YORK, ME 03909

Mortgage

Document Number	178720690
Date	Dec 31, 2018
Book Page	017872/000690
Instrument	54489

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	615 MINOT AVE, AUBURN, ME 04210-4052

Agreement

Amount	Amount on Record

Mortgage

Document Number	178720762,
Date	Dec 31, 2018
Book Page	017872/000762
Instrument	54499

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	615 MINOT AVE, AUBURN, ME 04210-4052

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 27 Surf Point Rd was $20,837, up 6.4% from the year before.

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,837.00 (+6.37%)	$2,525,700 (+8.31%) Land $1,022,600 Building $1,503,100
2024	$19,589.00 (-0.59%)	$2,332,000 (-) Land $1,022,600 Building $1,309,400
2023	$19,705.00 (+5.8%)	$2,332,000 (+7.06%) Land $1,022,600 Building $1,309,400	$2,214,735
2022	$18,624.00	$2,178,300 Land $1,022,600 Building $1,155,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Surf Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Surf Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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