27 Summitt Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 27 Summitt Ln, Murphy, NC 28906 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 2001
Lot Size	1.43 acres (62,291 sqft)
Owner	2 Individual Names on File
Tax Bill	$785 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`458003237253000`

Property Details

APN / Parcel Number

Primary APN	`458003237253000`
Alternative APN	`28647`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	912 sqft Heated Area
Gross Area	1,226 sqft Gross Area
1st Floor Area	912 sqft 1st Floor
Stories	1 Story
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	62,291 sqft (1.43 acres)
Lot Width	320 ft Width
Deck Area	98 sqft Deck
Porch	Patio
Porch Area	216 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	28647
Street Address	27 SUMMITT LN
City	MURPHY
State	NC
Zip	28906-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 P/O LOTS 12B & 15B MARY KING MTN
Legal Subdivision	MARY KING MOUNTAIN PROPERTY
Legal Lot Number	1-12B
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2000
Census Tract	930502

Owner

Source: Cherokee County records · APN 458003237253000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1751, MURPHY, NC 28906-8860
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 17, 2008
Transfer Doc	01342/0485
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jul 21, 2026
Property Address	27 SUMMITT LN, MURPHY, NC 28906-4118
Document Number	0000003675
Book / Page	1806 / 112
Instrument Date	Jul 02, 2026
Instrument	20263675
Transaction Type	Mortgage
Record Updated	Aug 04, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 SUMMITT LN, MURPHY, NC 28906-4118

Mortgage

Document Number	0000003675,
Date	Jul 21, 2026
Book Page	1806/112
Instrument	20263675

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 07, 2051

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$785.00	$108,740 (-)	$108,740 (-) Land $22,000 Building $86,740
2023		$108,740	$108,740 Land $22,000 Building $86,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	About 1 in 719 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.