27 Summer St, Lodi, NJ 07644 Property Records

Bergen County property record for 27 Summer St, Lodi, NJ 07644

Property Summary

Property TypeExempt (Full or Partial)
OwnerIndividual Name on File
Deeds & MortgagesJun 2022 Line of Credit
May 2025 Mortgage
APN31-00091-0000-00033-01

Property Details

APN / Parcel Number

Primary APN31-00091-0000-00033-01

Location & Zoning

Street Address27 SUMMER ST
CityLODI
StateNJ
Zip07644-2351
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionCOMMON ELEMENT
Legal Block91
Legal Lot Number33.01
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group3
Census Block3013
Census Tract30300

Owner

27 Summer St is owned by an individual.

Source: Bergen County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address27 SUMMER ST, LODI, NJ 07644-2351
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Deed of Trust, Mortgage · Line of Credit
REPUBLIC FIRST BANK
May 20, 2025Deed of Trust, Mortgage · Conventional Mortgage
GARDEN STATE HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address27 SUMMER ST, LODI, NJ 07644-2351
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 SUMMER ST A, A, LODI, NJ 07644-2351

Mortgage

Document Number0047240845
DateJun 28, 2022
Book Page4724/845
Instrument2022064817
Lender
NameREPUBLIC FIRST BANK
TypeBank
AddressPHILADELPHIA, PA 19102
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address27 SUMMER ST, LODI, NJ 07644-2351
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 MANHATTAN AVE 2, 2, JERSEY CITY, NJ 07307-4433

Mortgage

Document Number0055081033
DateMay 20, 2025
Book Page5508/1033
Instrument2025035556
Lender
NameGARDEN STATE HOME LOANS INC
TypeMortgage Company
AddressCHERRY HILL, NJ 08003
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055

Tax Assessment & Valuation

Source: Bergen County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County

Flood

There have been 97 flood claims near 27 Summer St since 1978.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims97 (1978–2023)
Claims Outside the SFHA8 of 97
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 12 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 15 claims
  • Coastal Storms & Flooding, Apr 1984 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Summer St

Nearby Streets

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