Bergen County and Edgewater Borough property record for 27 Sterling Pl, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 1,864 sqft · built 1920 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11,451 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00019-0000-00013 |
| Primary APN | 13-00019-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,864 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 5,301 sqft (0.122 acres) |
| Lot Dimensions | 106 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 27 STERLING PL |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X106 0.12167 |
| Legal Subdivision | JOHN S WATKINS |
| Legal Block | 19 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13002 |
27 Sterling Pl is owned and occupied by an individual who acquired it in September 1999.
Source: Bergen County and Edgewater Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 STERLING PL, EDGEWATER, NJ 07020-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TD BK NA |
| Sep 19, 2017 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 8, 1999 |
| Transfer Doc | 0000176286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 27 STERLING PL, EDGEWATER, NJ 07020-1414 |
| Document Number | 0029090255 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 27 STERLING PL EDGEWATER NJ 070201414, EDGEWATER, NJ 07020-1414 |
| Document Number | 0029090255 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 002909/000255 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 11, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 27 STERLING PL, EDGEWATER, NJ 07020-1414 |
| Document Number | 0027540348 |
| Book / Page | 002754 / 000348 |
| Instrument Date | Sep 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2017 |
| Title Company | ISGN |
| Name | Verified Name |
|---|---|
| Address | 27 STERLING PL EDGEWATER NJ 070201414, EDGEWATER, NJ 07020-1414 |
| Document Number | 0027540348 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 002754/000348 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 15, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 27 Sterling Pl was $11,451, up 6.4% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $738,100 (+6.03%) Land $407,500 Building $330,600 | $738,100 (+6.03%) Land $407,500 Building $330,600 | |
| 2025 | $11,451.00 (+6.39%) | $696,100 Land $387,200 Building $308,900 | $696,100 Land $387,200 Building $308,900 |
| 2024 | $10,763.00 | ||
| 2023 | $648,400 Land $356,000 Building $292,400 | $648,400 Land $356,000 Building $292,400 | |
| 2022 | $10,237.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Sterling Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Sterling Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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