27 Stephens Rd, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 27 Stephens Rd, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1948
Lot Size	1.2 acres (52,272 sqft)
Owner	Company Name on Record
Last Sale	$51,500 (Aug 2025)
Tax Bill	$4,219 (2026)
Deeds & Mortgages	May 2006 Mortgage Aug 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`493089 143.18-1-30`

Property Details

APN / Parcel Number

Primary APN	`493089 143.18-1-30`
Alternative APNs	`308914301800010300000000` `00000007264`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	780 sqft
Attic	Attic
Attic Area	312 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	200 ft deep x 295 ft wide
Garage Type	Detached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	332 sqft
Patio Area	35 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000007264
Street Address	27 STEPHENS RD
City	APALACHIN
State	NY
Zip	13732-4461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	30.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	1
Census Block	1003
Census Tract	20402

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3454 MILDRED ST, BINGHAMTON, NY 13903-3531
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 19, 2006	Deed of Trust, Mortgage QUANTUM FUNDING OF NY LLC
Aug 20, 2025	Deed, Transfer · Stand-Alone First Mortgage GGP LLC
Sep 12, 2022	Quit Claim Deed, Transfer
Jul 27, 2022	Public Action, Foreclosure
Feb 23, 2006	Deed, Transfer FIRST FRANKLIN FINANCIAL CORP
Jun 7, 2005	Deed, Transfer NICK SCAVANTINO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2025 · Amount on Record
Deed Sale	Aug 20, 2025 · Amount on Record
Prior Sale	Sep 12, 2022 · Amount on Record
Deed Document Number	20252933
Prior Transfer Date	Aug 31, 2022
Prior Transfer Doc	0000004064
Record Updated	Oct 29, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	27 STEPHENS RD, APALACHIN, NY 13732-4461
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0132469001
Date	May 19, 2006
Instrument	0132469001

Lender

Name	QUANTUM FUNDING OF NY LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Aug 20, 2025
Property Address	27 STEPHENS RD, APALACHIN, NY 13732-4461
Document Number	202500002933
Instrument Date	Aug 7, 2025
Instrument	2025-00002933
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 MILDRED ST, BINGHAMTON, NY 13903-3531
Investor	Possibly a Property Investor

Mortgage

Document Number	202500002934
Date	Aug 20, 2025
Instrument	2025-00002934

Lender

Name	GGP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIOGA NY
Recording Date	Sep 12, 2022
Property Address	27 STEPHENS RD, APALACHIN, NY 13732-4461
Document Number	2022000004064
Instrument Date	Aug 31, 2022
Instrument	20220-00004064
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CEDAR CT, ENDICOTT, NY 13760-7219
Investor	Possibly a Property Investor

July 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	TIOGA NY
Recording Date	Jul 27, 2022
Property Address	27 STEPHENS RD, APALACHIN, NY 13732-4461
Document Number	2022000003349
Instrument Date	Jul 27, 2022
Instrument	20220-00003349
Transaction Type	Foreclosure
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MAIN ST, OWEGO, NY 13827-1585

February 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Feb 23, 2006
Property Address	27 STEPHENS RD, APALACHIN, NY 13732-4461
Document Number	0000012955/0000001001
Book / Page	0000012955 / 0000001001
Instrument Date	Feb 15, 2006
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129551002
Date	Feb 23, 2006
Instrument	0129551002

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	287 Months
Due	Jan 1, 2030

June 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Jun 7, 2005
Property Address	27 STEPHENS RD, APALACHIN, NY 13732-4461
Document Number	0000012118/0000007001
Book / Page	0000012118 / 0000007001
Instrument Date	May 3, 2005
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	NICK SCAVANTINO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2061 CHESHIRE RD, BINGHAMTON, NY 13903-3199

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Vestal Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,219.00 (-34.16%)
2025	$6,408.00 (+101.38%)	$55,800 (-) Land $12,400 Building $43,400	$106,794 (+3.35%) Land $23,732 Building $83,062
2023		$55,800 Land $12,400 Building $43,400	$103,333 Land $22,963 Building $80,370
2019	$3,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWEGO WD #3 serves 2,150 people · EPA ID NY5305671
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Empire Long Distance, Verizon.

Nearby Properties on Stephens Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures