Whatcom County property record for 27 Stable Ln, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,463 sqft · built 1992 |
| Lot Size | 0.439 acres (19,139 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $382,000 (May 2019) |
| Tax Bill | $5,005 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 370406-174334-0000 |
| Primary APN | 370406-174334-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,463 sqft Living Area |
| Gross Area | 1,934 sqft |
| 1st Floor Area | 328 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 19,139 sqft (0.439 acres) |
| Garage Type | Attached |
| Garage Area | 471 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 29829 |
|---|---|
| Street Address | 27 STABLE LN |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-7825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | LOT 55-LOTS 56/57 SUDDEN VALLEY DIV 6 LOT CONSOLIDATION SHORT PLAT AS REC AF 1980102980-SUBJ TO IRREVOCABLE COVENANT TO BIND PROPERTIES AF 2031000120-LOT 55 SUBJ TO 25 YEAR SEWER RESTRICTION REC AF 2030103108 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 06 |
| Legal Subdivision | SUDDEN VALLEY DIV 6 |
| Legal Block | 2 |
| Legal Lot Number | 55,56 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 809 |
Source: Whatcom County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 STABLE LN, BELLINGHAM, WA 98229-7825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 30, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| May 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| May 10, 2019 | Quit Claim Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Deed Document Number | 2019501198 |
| Last Transfer Date | Nov 3, 2021 |
| Transfer Doc | 0000003569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 30, 2022 |
| Property Address | 27 STABLE LN, BELLINGHAM, WA 98229-7825 |
| Document Number | 0000303569 |
| Map Reference | VOL 10 PG 53-55 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 2022-0303569 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 27 STABLE LN, BELLINGHAM, WA 98229-7825 |
| Document Number | 0000303570 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022-0303570 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Max Rate | 7.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 10, 2019 |
| Property Address | 27 STABLE LN, BELLINGHAM, WA 98229-7825 |
| Document Number | 2190501198 |
| Instrument Date | May 1, 2019 |
| Instrument | 501198 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,805.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 27 STABLE LN BELLINGHAM WA 982297825, BELLINGHAM, WA 98229-7825 |
| Document Number | 2190501200 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 501200 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 10, 2019 |
| Property Address | 27 STABLE LN, BELLINGHAM, WA 98229-7825 |
| Document Number | 2190501199 |
| Instrument Date | May 1, 2019 |
| Instrument | 501199 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 27 STABLE LN BELLINGHAM WA 982297825, BELLINGHAM, WA 98229-7825 |
| Document Number | 2190501200 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 501200 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,005.00 (+40.35%) | $548,002 (+17.02%) Land $171,180 Building $376,822 | $548,002 (+17.02%) Land $171,180 Building $376,822 |
| 2022 | $468,289 Land $146,280 Building $322,009 | $468,289 Land $146,280 Building $322,009 | |
| 2021 | $3,566.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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