Barnstable County and Harwich Town property record for 27 Spruce Rd, Harwich, MA 02645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,274 sqft · built 1999 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jan 2013) |
| Tax Bill | $5,654 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARW M:94 P:A1-1 |
| Primary APN | HARW M:94 P:A1-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Living Area |
| Gross Area | 4,250 sqft |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 1,164 sqft |
| Unfinished Basement | 1,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 21403 |
|---|---|
| Street Address | 27 SPRUCE RD |
| City | HARWICH |
| State | MA |
| Zip | 02645-2055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 11100 |
27 Spruce Rd is owned and occupied by two individuals who bought it in January 2013.
Source: Barnstable County and Harwich Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 SPRUCE RD, HARWICH, MA 02645-2055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2013 · Amount on File |
| Deed Sale | Jan 11, 2013 · Amount on File |
| Prior Sale | Aug 25, 2006 · Amount on File |
| Deed Book / Page | 27035 / 63 |
| Transfer Doc | 022820-251 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 27 Spruce Rd was $5,654, up 3.9% from the year before.
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,654.00 (+3.86%) | $956,600 (+5.96%) Land $261,500 Building $695,100 | $1,007,000 |
| 2024 | $5,444.00 (+5.38%) | $902,800 (+16.04%) Land $246,700 Building $656,100 | |
| 2023 | $5,166.00 | $778,000 Land $224,300 Building $553,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Spruce Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Spruce Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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