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27 Spruce Ct, Pacifica, CA 94044 Property Records

San Mateo County property record for 27 Spruce Ct, Pacifica, CA 94044 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1988
Square Footage1,910 sqft Living Area
Lot Size15,386 sqft (0.353 acres)
OccupancyOwner Occupied
Last Sale$1,500,000 (2021)
Tax Bill$20,509.00 (2025)

Property Details

APN / Parcel Number

Primary APN023-541-330

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,910 sqft Living Area
Gross Area2,350 sqft Gross Area
1st Floor1,100 sqft 1st Floor
2nd Floor810 sqft 2nd Floor
Family RoomFamily Room
Stories2 Stories
StudyStudy
Fireplace1 Fireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleContemporary Style
Exterior MaterialWood Exterior
Roof MaterialComposition Shingle Roof
Lot Area15,386 sqft (0.353 acres)
Depth X Width6,784 ft x 6,784 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address27 SPRUCE CT
CityPACIFICA
StateCA
Zip94044-3650
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 33 BLK 2 LINDA MAR NO 32 RSM 60/7 8
Legal SubdivisionLINDA MAR NO 32
Legal Block2
Legal Lot Number33
JurisdictionSAN MATEO CA
Minor Civil DivisionSOUTH SAN FRANCISCO
Census Blockgroup2
Census Block2000
Census Tract603300

Owner

Source: San Mateo County records · APN 023-541-330

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address27 SPRUCE CT, PACIFICA, CA 94044-3650
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2023Deed of Trust, Mortgage · Line of Credit
HERITAGE BANK OF COMMERCE
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Apr 01, 2021Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Dec 01, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2021 · Amount on Record
Deed SaleApr 01, 2021 · Amount on Record
Deed Doc Number202152600
Prior Transfer DateMay 21, 2003
Prior Transfer Doc0000145599
Record RefreshedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address27 SPRUCE CT, PACIFICA, CA 94044-3650
Transaction TypeMortgage
Record UpdatedJan 31, 2023
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 SPRUCE CT, PACIFICA, CA 94044-3650

Mortgage

Document Number0000000576
DateJan 06, 2023
Instrument2023-000576
Lender
NameHERITAGE BANK OF COMMERCE
TypeBank
AddressSAN JOSE, CA 95110
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address27 SPRUCE CT, PACIFICA, CA 94044-3650
Transaction TypeMortgage
Record UpdatedSep 20, 2021
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 SPRUCE CT, PACIFICA, CA 94044-3650

Mortgage

Document Number0000123738
DateAug 25, 2021
Instrument2021-123738
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.4%
Type Change DateSep 01, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.4%
IndexOther
Margin3
Max Rate7.4%

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateApr 01, 2021
Property Address27 SPRUCE CT, PACIFICA, CA 94044-3650
Document Number0000052600
Map ReferenceMB 60 PG 7&8
Instrument DateMar 23, 2021
Instrument2021-052600
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address27 SPRUCE CT, PACIFICA, CA 94044-3650

Mortgage

Document Number0000052601
DateApr 01, 2021
Instrument2021-052601
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateMay 01, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.12%
IndexOther
Max Rate7.12%

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateDec 01, 2017
Property Address27 SPRUCE CT, PACIFICA, CA 94044-3650
Document Number0000107512
Instrument DateDec 01, 2017
Instrument107512
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address27 SPRUCE CT PACIFICA CA 940443650, PACIFICA, CA 94044-3650

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,656,118 (+2%) Land $899,824 Building $756,294
2025$20,509.00 (+6.65%) Homeowner's exemption$1,623,646 (+4.04%) Land $882,181 Building $741,465
2023$19,230.00 (+6.63%) Homeowner's exemption$1,560,600 Land $847,926 Building $712,674
2022$18,035.00

Flood & Wildfire

27 Spruce Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 20th in California
Wildfire LikelihoodLow — about 1 in 4,348 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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