27 Spring St, Gardiner, ME 04345 Property Records

Kennebec County and Gardiner City property record for 27 Spring St, Gardiner, ME 04345

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$98,100 (Oct 2018)
Tax Bill	$2,520 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARR M:037 B:082`

Property Details

APN / Parcel Number

Primary APN	`GARR M:037 B:082`
Alternative APNs	`M:037 L:082` `2159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Gross Area	3,792 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2159
Street Address	27 SPRING ST
City	GARDINER
State	ME
Zip	04345-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Block	82
Jurisdiction	GARDINER ME
Township / Civil Division	GARDINER
Census Block Group	1
Census Block	1002
Census Tract	10900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

27 Spring St is owned and occupied by two individuals who bought it in October 2018.

Source: Kennebec County and Gardiner City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 SPRING ST, GARDINER, ME 04345-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit NEW DIMENSIONS FEDERAL CREDIT UNION
Jan 9, 2019	Deed of Trust, Mortgage · Line of Credit NEW DIMENSIONS FEDERAL CREDIT UNION
Oct 1, 2018	Warranty Deed, Transfer NEW DIMENSIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Prior Sale	Jun 10, 2005
Deed Document Number	201823009
Deed Book / Page	13041 / 31
Transfer Doc	0000008952
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDINER ME
Property Address	27 SPRING ST, GARDINER, ME 04345-1823
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024001974
Date	Jan 31, 2024
Book Page	14970/255
Instrument	2024001974

Lender

Name	NEW DIMENSIONS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDINER ME
Property Address	27 SPRING ST, GARDINER, ME 04345-1823
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000504
Date	Jan 9, 2019
Book Page	13125/306
Instrument	2019000504

Lender

Name	NEW DIMENSIONS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDINER ME
Recording Date	Oct 1, 2018
Property Address	27 SPRING ST, GARDINER, ME 04345-1823
Document Number	2018023009
Book / Page	13041 / 0031
Instrument	2018023009
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018023010
Date	Oct 1, 2018
Instrument	2018023010

Lender

Name	NEW DIMENSIONS FCU

Agreement

Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 27 Spring St was $2,520, up 2.8% from the year before.

Source: Kennebec County and Gardiner City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Gardiner City
Unified School District	School Administrative District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,520.00 (+2.77%)	$95,800 (-) Land $19,400 Building $76,400
2024	$2,452.00 (+8.02%)	$95,800 (-) Land $19,400 Building $76,400	$250,800
2023	$2,270.00 (+6.72%)	$95,800 (-) Land $19,400 Building $76,400
2022	$2,127.00	$95,800 Land $19,400 Building $76,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Spring St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDINER WATER DISTRICT serves 9,000 people · EPA ID ME0090610
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures