27 Spring Garden St, Hamden, CT 06517 Property Records

Hamden Town property record for 27 Spring Garden St, Hamden, CT 06517

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,912 sqft · built 1930
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (Nov 2018)
Tax Bill	$14,825 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2430 B:122 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2430 B:122 L:00-0000`
Alternative APN	`M:2430 B:122 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,912 sqft Living Area
Gross Area	3,681 sqft
1st Floor Area	1,104 sqft
Attic	Attic
Attic Area	625 sqft
Basement Area	1,104 sqft
Unfinished Basement	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	27 SPRING GARDEN ST
City	HAMDEN
State	CT
Zip	06517-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	122
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	1
Census Block	1019
Census Tract	165200

Owner

27 Spring Garden St is owned and occupied by two individuals who bought it in November 2018.

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 SPRING GARDEN ST, HAMDEN, CT 06517-1913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Balloon Mortgage ENVOY MORTGAGE LTD
Nov 6, 2018	Deed, Transfer ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2018 · Amount on File
Deed Sale	Nov 6, 2018 · Amount on File
Deed Book / Page	4561 / 55
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	27 SPRING GARDEN ST, HAMDEN, CT 06517-1913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4755-258
Date	Oct 30, 2020
Book Page	4755/258
Instrument	6368

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMDEN CT
Recording Date	Nov 6, 2018
Property Address	27 SPRING GARDEN ST, HAMDEN, CT 06517-1913
Document Number	4561-55
Book / Page	4561 / 55
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	45610058
Date	Nov 6, 2018
Instrument	04561/0058

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 27 Spring Garden St was $14,825.

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,825.00	$276,220 (-) Land $89,950 Building $186,270	$479,227 (+147.85%)
2025		$276,220 (+58.28%) Land $89,950 Building $186,270	$193,354 Land $62,965 Building $130,389
2024	$14,330.00 (+47.66%)	$174,510 (-2.73%) Land $49,560 Building $124,950
2023	$9,705.00	$179,410 Land $49,560 Building $129,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Spring Garden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Spring Garden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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