27 Spencer Ave, Sausalito, CA 94965 Property Records

Marin County property record for 27 Spencer Ave, Sausalito, CA 94965

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,552 sqft · built 1904
Lot Size0.35 acres (1,550 sqft)
Owner2 Company Names on File
Tax Bill$10,441 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN065-163-18

Property Details

APN / Parcel Number

Primary APN065-163-18

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,552 sqft Living Area
Basement Area276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1940
Lot Area1,550 sqft (0.35 acres)
Garage Area413 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address27 SPENCER AVE
CitySAUSALITO
StateCA
Zip94965-2019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCAMPBELL TRACT
JurisdictionMARIN CA
Township / Civil DivisionSOUTHEAST MARIN
Census Block Group2
Census Block2008
Census Tract130201

Owner

27 Spencer Ave is owned by a company that acquired it in September 1995 and is owner-occupied.

Source: Marin County records, as of July 13, 2026

Owner of Record2 Company Names on File
Mailing Address27 SPENCER AVE, SAUSALITO, CA 94965-2019
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · Line of Credit
FIRST REPUBLIC BANK
Apr 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 19, 1995
Transfer Doc0000045762
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARIN CA
Property Address27 SPENCER AVE, SAUSALITO, CA 94965-2019
Transaction TypeMortgage
Record UpdatedMay 4, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 SPENCER AVE, SAUSALITO, CA 94965-2019

Mortgage

Document Number0000016605
DateApr 20, 2022
Instrument2022-0016605
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAUSALITO, CA 94965
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueApr 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARIN CA
Property Address27 SPENCER AVE, SAUSALITO, CA 94965-2019
Transaction TypeMortgage
Record UpdatedMay 4, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 SPENCER AVE, SAUSALITO, CA 94965-2019

Mortgage

Document Number0000016604
DateApr 20, 2022
Instrument2022-0016604
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.1%
Type Change DateMay 1, 2032
Change FrequencyMonthly
Min Rate At Change2.95%
Max Rate At Change10.9%
Index1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 27 Spencer Ave was $10,441 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMarin County
MunicipalitySausalito City
Elementary School DistrictSausalito Elementary School District (KG - 08)
Secondary School DistrictTamalpais Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$589,318 (+2%) Land $221,886 Building $367,432
2025$10,441.00 Homeowner's exemption$577,764 Land $217,535 Building $360,229
2023$9,558.00 (+3.6%) Homeowner's exemption$555,331 Land $209,089 Building $346,242
2022$9,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 27 Spencer Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1982–1992)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Spencer Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARIN MUNICIPAL WATER DISTRICT
serves 188,116 people · EPA ID CA2110002
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25

May also be available: Astound Broadband, Etheric Networks, GeoLinks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spencer Ave

Nearby Streets

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