1049 COUNTRY CLUB DR, 1049, TITUSVILLE, FL 32780-4946
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
35 BUCCANEER TRL, MURPHY, NC 28906-7056
Mortgage
Document Number
1642391
Date
Apr 27, 2020
Instrument
1642/391
Lender
Name
QUICKEN LOANS INC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2050
September 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
CHEROKEE NC
Recording Date
Sep 15, 2017
Property Address
27 SMOKE RISE CIR, MURPHY, NC 28906-9005
Document Number
01569/0208
Book / Page
01569 / 0208
Map Reference
CAB B SL 149
Instrument Date
Sep 5, 2017
Instrument
04125
Transaction Type
Transfer
Record Updated
Aug 13, 2021
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$272.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
27 SMOKE RISE CIR, 27, MURPHY, NC 28906-9005
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
27 SMOKE RISE CIR, MURPHY, NC 28906-9005
Mortgage
Document Number
04126
Date
Sep 15, 2017
Instrument
04126
Lender
Name
MOUNTAIN CU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 27 Smoke Rise Cir was $991.
Source: Cherokee County assessment roll, as of January 1, 2025
Property Jurisdictions
Type
Name
State
North Carolina
County
Cherokee County
Unified School District
Cherokee County Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$991.00
$127,810
$127,810Land $20,000Building $107,810
2023
$127,810
$127,810Land $20,000Building $107,810
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 27 Smoke Rise Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 13 policies
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
13 in force
Nearby Flood Claims
6 (2020–2025)
Most Recent Claim
Apr 2025 · rainfall accumulation
Claims by Event
Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 27 Smoke Rise Cir is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood
0.2% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source
Surface water
Last State Inspection
Jan 2026
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
5 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025