27 Smith Rd, Rockport, MA 01966 Property Records

Essex County and Rockport Town property record for 27 Smith Rd, Rockport, MA 01966

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,556 sqft · built 1953
Lot Size0.257 acres (11,195 sqft)
OwnerIndividual Name on File
Last Sale$899,000 (Sep 2019)
Tax Bill$13,076 (2025)
Deeds & MortgagesFeb 2021 Refinance
May 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNROCK M:22 B:156

Property Details

APN / Parcel Number

Primary APNROCK M:22 B:156
Alternative APNs
  • RPRT M:22 B:156
  • 2725

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,556 sqft Living Area
Gross Area4,493 sqft
1st Floor Area1,475 sqft
Basement Area1,100 sqft
Unfinished Basement1,100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1997
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,195 sqft (0.257 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2725
Street Address27 SMITH RD
CityROCKPORT
StateMA
Zip01966-1849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block156
Legal Lot Number156
JurisdictionROCKPORT MA
Township / Civil DivisionROCKPORT
Census Block Group3
Census Block3012
Census Tract220101

Owner

27 Smith Rd is owned and occupied by an individual who bought it in September 2019.

Source: Essex County and Rockport Town records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address27 SMITH RD, ROCKPORT, MA 01966-1849
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP
May 6, 2022Deed of Trust, Mortgage · Line of Credit
CAPE ANN SAVINGS BANK
Jan 11, 2022Deed of Trust, Mortgage · Line of Credit
CAPE ANN SAVINGS BANK
Sep 30, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 11, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2019 · Amount on File
Deed SaleSep 30, 2019 · Amount on File
Prior SaleSep 11, 2019 · Amount on File
Deed Book / Page37891 / 296
Prior Transfer DateSep 26, 2019
Prior Transfer Doc37891-296
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKPORT MA
Property Address27 SMITH RD, ROCKPORT, MA 01966-1849
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039534-141
DateFeb 16, 2021
Book Page39534/141
Instrument20210216005050
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKPORT MA
Property Address27 SMITH RD, ROCKPORT, MA 01966-1849
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040917-39
DateMay 6, 2022
Book Page40917/39
Instrument20220506002390
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKPORT MA
Property Address27 SMITH RD, ROCKPORT, MA 01966-1849
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040648-223
DateJan 11, 2022
Book Page40648/223
Instrument20220111002870
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueFeb 1, 2047
Interest
Rate TypeAdjustable Rate

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROCKPORT MA
Recording DateSep 30, 2019
Property Address27 SMITH RD, ROCKPORT, MA 01966-1849
Document Number37891-296
Book / Page37891 / 296
Instrument DateSep 26, 2019
Instrument20190930007260
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 SMITH RD, ROCKPORT, MA 01966-1849

Mortgage

Document Number190930007270
DateSep 30, 2019
Instrument190930007270
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROCKPORT MA
Recording DateSep 11, 2019
Property Address27 SMITH RD, ROCKPORT, MA 01966-1849
Document Number37832-582
Book / Page037832 / 000582
Instrument DateSep 10, 2019
Instrument1909112800
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$2,280.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21 SMITH RD ROCKPORT MA 019661849, ROCKPORT, MA 01966-1849

Tax Assessment & Valuation

The 2025 property tax bill for 27 Smith Rd was $13,076, up 5.6% from the year before.

Source: Essex County and Rockport Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRockport Town
Unified School DistrictRockport School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,076.00 (+5.6%)$1,492,700 (+1.51%) Land $980,000 Building $512,700$1,272,715
2024$12,382.00 (+8.05%)$1,470,500 (+21.01%) Land $957,800 Building $512,700
2023$11,459.00$1,215,200 Land $801,800 Building $413,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 65 individual policies
Nearby Flood Policies75 units insured
incl. 10 condo units
Nearby Flood Claims113 (1978–2022)
Claims Outside the SFHA4 of 113
Most Recent ClaimJan 2022 · tidal / storm surge
Claims by Event
  • Severe Winter Storm, Snowstorm, And Flooding, Feb 2013 · 11 claims
  • Winter Coastal Storm, Dec 1992 · 8 claims
  • Coastal Storm, Oct 1991 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKPORT WATER DEPT
serves 10,000 people · EPA ID MA3252000
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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