27 Siasconset Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 27 Siasconset Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,631 sqft · built 2020
Lot Size	0.108 acres (4,748 sqft)
Owner	Individual Name on File
Last Sale	$1,950,000 (Dec 2024)
Tax Bill	$14,088 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16207-000-0240`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16207-000-0240`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	2,631 sqft Living Area
Gross Area	3,418 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,748 sqft (0.108 acres)
Lot Dimensions	9.5 ft deep x 5 ft wide
Garage Type	Finished
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	27 SIASCONSET LN
City	INLET BEACH
State	FL
Zip	32461-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 PROMINENCE PHS 3 SOUTH PB 21-34 OR 3147-4734 OR 3306-2524 OR 3344-3147
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE-PH 3 S
Legal Phase	3
Legal Lot Number	24
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

27 Siasconset Ln is owned by an individual who bought it in December 2024.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 43621, LOUISVILLE, KY 40253-0621
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 29, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on File
Deed Sale	Dec 13, 2024 · Amount on File
Prior Sale	Oct 31, 2023 · Amount on File
Deed Document Number	20240043355
Deed Book / Page	3344 / 3147
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 31, 2023
Property Address	27 SIASCONSET LN, INLET BEACH, FL 32461-1052
Document Number	0033062524
Book / Page	3306 / 2524
Map Reference	MB 21 PG 34&35
Instrument Date	Oct 27, 2023
Instrument	20230039317
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	WARD TITLE AND CLOSING AGENCY, UPWARD TTL & CLOSING AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 QUAIL HOLLOW CT, ROSEMARY BEACH, FL 32461-7491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10730 MEETING ST, PROSPECT, KY 40059-7540

Mortgage

Document Number	0033062526
Date	Oct 31, 2023
Instrument	3306/2526

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Margin	3
Max Rate	12.5%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	27 SIASCONSET LN, INLET BEACH, FL 32461-1052
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 SIASCONSET LN, WATERSOUND, FL 32461-1052

Mortgage

Document Number	0032732319
Date	Nov 18, 2022
Book Page	3273/2319
Instrument	20220050482

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 9, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 29, 2020
Property Address	27 SIASCONSET LN, INLET BEACH, FL 32461-1052
Document Number	0031474734
Book / Page	3147 / 4734
Map Reference	MB 21 PG 34-35
Instrument Date	Jun 25, 2020
Instrument	20200022297
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,093.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 SLASCONSET LANE, INLET BEACH, FL 32461-1052

Mortgage

Document Number	0031474735
Date	Jun 29, 2020
Instrument	3147/4735

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,435,312 Land $500,000 Building $935,312	$1,435,312 Land $500,000 Building $935,312
2024	$14,088.00 (+94.67%)
2023	$7,237.00 (+1.12%) Homeowner's exemption	$1,542,353 (+20.98%) Land $500,000 Building $1,042,353	$1,542,353 (+20.98%) Land $500,000 Building $1,042,353
2022	$7,157.00 Homeowner's exemption	$1,274,876 Land $360,750 Building $914,126	$1,274,876 Land $360,750 Building $914,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Siasconset Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Siasconset Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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