27 Shepard St, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 27 Shepard St, Cambridge, MA 02138

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,711 sqft · built 1873
Lot Size	0.093 acres (4,058 sqft)
Owner	2 Trust Names on Record
Last Sale	$995,000 (May 2004)
Tax Bill	$17,555 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`212-26`

Property Details

APN / Parcel Number

Primary APN	`212-26`
Alternative APN	`CAMB M:00212 L:00026`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,711 sqft Living Area
Gross Area	3,704 sqft
1st Floor Area	1,227 sqft
Basement Area	714 sqft
Unfinished Basement	714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,058 sqft (0.093 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	27 SHEPARD ST
City	CAMBRIDGE
State	MA
Zip	02138-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	CAMBRIDGE
Legal Lot Number	26
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2002
Census Tract	354000

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	27 SHEPARD ST, CAMBRIDGE, MA 02138-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK
Sep 6, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2004 · Amount on Record
Deed Sale	May 14, 2004 · Amount on Record
Deed Document Number	2004120828
Deed Book / Page	42796 / 208
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	27 SHEPARD ST, CAMBRIDGE, MA 02138-1504
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082645-207
Date	Apr 8, 2024
Book Page	82645/207
Instrument	34778

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Sep 6, 2022
Property Address	27 SHEPARD ST, CAMBRIDGE, MA 02138-1504
Document Number	080675-551
Book / Page	80675 / 551
Instrument Date	Sep 2, 2022
Instrument	136036
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 SHEPARD ST, CAMBRIDGE, MA 02138-1504

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,555.00 (+8.13%)	$2,764,500 (+0.81%) Land $976,400 Building $1,788,100	$4,022,015
2024	$16,235.00 (+10.19%)	$2,742,400 (+9.07%) Land $1,030,000 Building $1,712,400
2023	$14,734.00	$2,514,300 Land $1,025,500 Building $1,488,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry.

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