27 School St, Apt 4, Westerly, RI 02891 Property Records

Westerly Town property record for 27 School St, Apt 4, Westerly, RI 02891

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 680 sqft · built 1980
Owner	Trust Name on File
Last Sale	$147,450 (Oct 2021)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Oct 2021 Sale Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:066 B:92-N L:4`

Property Details

APN / Parcel Number

Primary APN	`M:066 B:92-N L:4`
Alternative APNs	`WEST M:66 B:92 L:N U:4` `13108950`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	12 Units
Stories	1 Story
Building Area	680 sqft Living Area
Gross Area	756 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Flat
Roof Material	Tar & Gravel

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	13108950
Street Address	27 SCHOOL ST, 4
City	WESTERLY
State	RI
Zip	02891-2243
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	92
Legal Lot Number	N
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3005
Census Tract	50801

Owner

27 School St, Apt 4 is owner-occupied and held in a trust since October 2021.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	27 SCHOOL ST, 4, WESTERLY, RI 02891-2243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer
Apr 17, 2019	Condominium Deed, Transfer · Stand-Alone First Mortgage SEACOAST MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Apr 17, 2019 · Amount on File
Deed Document Number	20215652
Deed Book / Page	2021 / 25212
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 8, 2021
Property Address	27 SCHOOL ST APT 4, 4, WESTERLY, RI 02891-2243
Document Number	2021-25212
Book / Page	2021 / 25212
Instrument Date	Oct 6, 2021
Instrument	2021-5652
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 SCHOOL ST # 4N, 4N, WESTERLY, RI 02891-2253

April 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 17, 2019
Property Address	27 SCHOOL ST APT 4, 4, WESTERLY, RI 02891-2243
Document Number	2019-5782
Book / Page	2019 / 5782
Instrument Date	Apr 17, 2019
Instrument	2019-1515
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20191517
Date	Apr 17, 2019
Instrument	2019-1517

Lender

Name	SEACOAST MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 27 School St, Apt 4 was $1,418.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,418.00	$182,300 Building $182,300	$215,850
2023	$1,100.00 (+0.55%)	$108,300 (-) Building $108,300
2022	$1,094.00	$108,300 Building $108,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 School St, Apt 4 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27 School St, Apt 4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, Breezeline, Frontier, Xfinity.

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