Carter County property record for 27 Saddleburn Rd, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,628 sqft · built 1982 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $359,000 (Jan 2025) |
| Tax Bill | $3,062 (2025) |
| Deeds & Mortgages | Oct 2016 Line of Credit Aug 2008 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-00-00-124.00 |
| Primary APN | 103-00-00-124.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,628 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 83,200 sqft (1.91 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront - Canal |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 684 sqft |
| Patio Area | 684 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 35916 |
|---|---|
| Street Address | 27 SADDLEBURN RD |
| City | GRAYSON |
| State | KY |
| Zip | 41143-9360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOTS 35-37 CORRAL PARK SUBD |
| Legal Subdivision | CORRAL PARK SUBD |
| Legal Lot Number | 35-37 |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAYSON |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 960500 |
Source: Carter County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 27 SADDLEBURN RD, GRAYSON, KY 41143-9360 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 18, 2016 | Deed of Trust, Mortgage · Line of Credit DESCO FCU |
| Aug 4, 2008 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD MORTGAGE CO |
| Jan 31, 2025 | Deed, Transfer |
| Dec 4, 2019 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF GRAYSON |
| Dec 27, 2005 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on Record |
| Deed Sale | Jan 31, 2025 · Amount on Record |
| Prior Sale | Dec 4, 2019 · Amount on Record |
| Deed Document Number | 20251003611 |
| Deed Book / Page | 531 / 428 |
| Prior Transfer Date | Dec 22, 2005 |
| Prior Transfer Doc | 0OR162/523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 27 SADDLEBURN RD, GRAYSON, KY 41143-9360 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0OR364/843 |
|---|---|
| Date | Oct 18, 2016 |
| Book Page | OR364/843 |
| Instrument | 377856 |
| Name | DESCO FCU |
|---|---|
| Type | Credit Union |
| Address | SEVEN MILE, OH 45062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Apr 15, 2017 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 27 SADDLEBURN RD, GRAYSON, KY 41143-9360 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0OR221/843 |
|---|---|
| Date | Aug 4, 2008 |
| Book Page | OR221/843 |
| Instrument | 311248 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 54263 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Jan 31, 2025 |
| Property Address | 27 SADDLEBURN RD, GRAYSON, KY 41143-9360 |
| Document Number | 000531/428 |
| Book / Page | 531 / 428 |
| Map Reference | MB 171 PG 263 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 1003611 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 PROVIDENCE HILL DR # DR13, DR13, ASHLAND, KY 41101-2241 |
| Name | Verified Name |
|---|---|
| Address | 27 SADDLEBURN RD, GRAYSON, KY 41143-9360 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Dec 4, 2019 |
| Property Address | 27 SADDLEBURN RD, GRAYSON, KY 41143-9360 |
| Document Number | 0OR422/491 |
| Book / Page | OR422 / 491 |
| Map Reference | MB 171 PG 263 |
| Instrument Date | Dec 4, 2019 |
| Instrument | 401112 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 SADDLEBURN RD, GRAYSON, KY 41143-9360 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 27 SADDLEBURN RD, GRAYSON, KY 41143-9360 |
| Document Number | 0000401113 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 401113 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Dec 27, 2005 |
| Property Address | 27 SADDLEBURN RD, GRAYSON, KY 41143-9360 |
| Document Number | 0OR162/523 |
| Book / Page | OR162 / 523 |
| Map Reference | MB171 PG263 |
| Instrument Date | Dec 22, 2005 |
| Instrument | 016356 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 SADDLEBURN RD, GRAYSON, KY 41143-9360 |
| Name | Verified Name |
|---|---|
| Address | 27 SADDLEBURN RD, GRAYSON, KY 41143-9360 |
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,062.00 (+78.86%) | $359,000 (+46.53%) | $359,000 (+46.53%) |
| 2023 | $1,712.00 Homeowner's exemption | $245,000 | $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (2002–2012) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jul 2012 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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