27 S Spruce St, Alma, CO 80420 Property Records

Park County property record for 27 S Spruce St, Alma, CO 80420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,063 sqft · built 2019
Lot Size	0.183 acres (7,980 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2012)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0047244`

Property Details

APN / Parcel Number

Primary APN	`R0047244`
Alternative APN	`47244`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,063 sqft Living Area
1st Floor Area	1,063 sqft
Basement Area	1,236 sqft
Finished Basement	1,236 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Metal
Lot Area	7,980 sqft (0.183 acres)
Terrain	Other
Garage Type	Attached
Garage Area	339 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Deck Area	266 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	47244
Street Address	27 S SPRUCE ST
City	ALMA
State	CO
Zip	80420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T09 R78 S12 NW4 ALMA FLANNIGAN CIRCLE LOT 2
Legal Range	78
Legal Township	09
Legal Section	12
Legal Subdivision	ALMA FLANNIGAN CIRCLE SUB
Legal Lot Number	2
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1065
Census Tract	300

Owner

Source: Park County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 48, ALMA, CO 80420-0048
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Deed of Trust, Mortgage · Line of Credit CU OF THE ROCKIES
May 16, 2022	Deed of Trust, Mortgage · Line of Credit CU OF THE ROCKIES
Mar 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2012 · Amount on Record
Deed Sale	Jun 14, 2012 · Amount on Record
Deed Document Number	0000689376
Last Transfer Date	Mar 20, 2019
Transfer Doc	0000753887
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	27 S SPRUCE ST, ALMA, CO 80420
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 S SPRUCE ST, ALMA, CO 80420

Mortgage

Document Number	0000820005
Date	Aug 5, 2025
Instrument	820005

Lender

Name	CU OF THE ROCKIES
Type	Credit Union
Address	GOLDEN, CO 80401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	27 S SPRUCE ST, ALMA, CO 80420
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000792795
Date	May 16, 2022
Instrument	792795

Lender

Name	CU OF THE ROCKIES
Type	Credit Union
Address	GOLDEN, CO 80401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2037

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PARK CO
Recording Date	Mar 20, 2019
Property Address	27 S SPRUCE ST, ALMA, CO 80420
Document Number	0000753887
Instrument Date	Mar 20, 2019
Instrument	753887
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 48 ALMA CO 804200048, ALMA, CO 80420-0048

Tax Assessment & Valuation

Source: Park County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Alma Town
County	Park County
Unified School District	Park County School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,768.00 (+8.43%)	$45,720 (-7.75%) Land $4,130 Building $41,590	$731,448 (-7.96%) Land $66,076 Building $665,372
2023	$3,475.00 (+104.17%)	$49,560 (+134.22%) Land $3,790 Building $45,770	$794,719 (+161.01%) Land $60,846 Building $733,873
2022	$1,702.00	$21,160 Land $1,410 Building $19,750	$304,482 Land $20,304 Building $284,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 78% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ALMA serves 460 people · EPA ID CO0147001
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.66 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
Highline Internet Fixed Wireless	25 / 3

Cell Coverage

4G LTE only, no 5G reported

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