Cortland County and Homer Town property record for 27 S Main St, Homer, NY 13077
| Property Type | Bank, Financial Building |
|---|---|
| Details | 11,760 sqft · built 1985 |
| Lot Size | 0.09 acres (3,921 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $9,883 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 113001 66.83-01-30.000 |
| Primary APN | 113001 66.83-01-30.000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 11,760 sqft Gross Area |
| Basement Area | 3,920 sqft |
| Unfinished Basement | 3,920 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 3,921 sqft (0.09 acres) |
| Lot Dimensions | 81.1 ft deep x 48.5 ft wide |
| Cooling System | Partial |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 27 S MAIN ST |
|---|---|
| City | HOMER |
| State | NY |
| Zip | 13077 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | 05 - COMME |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old Homer Village Historic District listed 1973 · 176 contributing resources · NRIS 73001176 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cortland County and Homer Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 261, HOMER, NY 13077-0261 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 27 S MAIN ST, HOMER, NY 13077 |
| Document Number | 0000000470 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 27 S MAIN ST HOMER NY 13077, HOMER, NY 13077 |
| Document Number | 0000000470 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 470 |
| Name | FIRST NAT'L BK/DRYDEN |
|---|---|
| Type | Bank |
| Address | DRYDEN, NY 13053 |
| Amount | Amount Recorded |
|---|
Source: Cortland County and Homer Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Homer Town |
| Municipality | Homer Village |
| Unified School District | Homer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,883.00 (+132.6%) | ||
| 2025 | $4,249.00 (-5.24%) | $258,200 (-) Land $27,000 Building $231,200 | $385,373 (+2.99%) Land $40,298 Building $345,075 |
| 2023 | $4,484.00 | $258,200 Land $27,000 Building $231,200 | $374,203 Land $39,130 Building $335,073 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1981–2026) |
| Most Recent Claim | Jul 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOMER VILLAGE-NEWTON WATER WORKS serves 4,368 people · EPA ID NY1101757 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Copper | 11 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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