27 Ryan Ln, Esko, MN 55733 Property Records

Carlton County property record for 27 Ryan Ln, Esko, MN 55733 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Sep 2025)
Tax Bill	$6,700 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78-010-0947`

Property Details

APN / Parcel Number

Primary APN	`78-010-0947`
Alternative APN	`25144`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	25144
Street Address	27 RYAN LN
City	ESKO
State	MN
Zip	55733-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF NW1/4 OF TOWN OF THOMSON TOWNSHIP
Legal Range	16
Legal Township	48
Legal Section	04
Legal Subdivision	TOWN OF THOMSON TOWNSHIP
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1026
Census Tract	70300

Owner

Source: Carlton County records · APN 78-010-0947

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 RYAN LN, ESKO, MN 55733-9748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2020	Deed of Trust, Mortgage · VA Mortgage MEMBERS COOPERATIVE CREDIT UNION
Sep 05, 2025	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
May 20, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2025 · Amount on Record
Deed Sale	Sep 05, 2025 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	2025523099
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	27 RYAN LN, ESKO, MN 55733-9748
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000493122
Date	Aug 04, 2020
Instrument	A000493122

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 05, 2025
Property Address	27 RYAN LN, ESKO, MN 55733-9748
Document Number	A000523099
Instrument Date	Aug 13, 2025
Instrument	A000523099
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 RYAN LN, ESKO, MN 55733-9748

Mortgage

Document Number	A000523100
Date	Sep 05, 2025
Instrument	A000523100

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2055

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	May 20, 2019
Property Address	27 RYAN LN, ESKO, MN 55733-9748
Document Number	A000485833
Instrument Date	May 15, 2019
Instrument	A000485833
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	NORTHSHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 RYAN LN, ESKO, MN 55733-9748

Mortgage

Document Number	A000485834
Date	May 20, 2019
Instrument	A000485834

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,700.00 (+9.41%) Homeowner's exemption
2025		$586,500 (+2.86%) Land $109,800 Building $476,700	$586,500 (+2.86%) Land $109,800 Building $476,700
2024	$6,124.00 Homeowner's exemption	$570,200 (+9.4%) Land $109,800 Building $460,400	$570,200 (+9.4%) Land $109,800 Building $460,400
2023	$6,124.00 Homeowner's exemption	$521,200 (-) Land $103,600 Building $417,600	$521,200 (-) Land $103,600 Building $417,600
2022		$521,200 Land $103,600 Building $417,600	$521,200 Land $103,600 Building $417,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carlton County (27017C), updated March 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270170703001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Fiber	2,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AirFiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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