27 Rumson Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 27 Rumson Rd, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details7 bd · 2.5 ba · 3,394 sqft · built 1893
Lot Size0.466 acres (20,310 sqft)
Owner2 Individual Names on Record
Last Sale$1,150,000 (Jul 2016)
Tax Bill$21,104 (2025)
Deeds & MortgagesApr 2020 Mortgage
May 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN41-00134-0000-00012

Property Details

APN / Parcel Number

Primary APN41-00134-0000-00012
Alternative APNs
  • 410013400012
  • 231500

Interior

Bedrooms7 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,394 sqft Living Area
1st Floor Area1,448 sqft
Upper Floors Area1,343 sqft
AtticAttic
Attic Area255 sqft
Basement Area1,448 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1893
Architectural StyleColonial
Construction TypeFrame
Roof TypeGable
Roof MaterialSlate
Lot Area20,310 sqft (0.466 acres)
Lot Width135 ft Width
Garage TypeDetached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number231500
Street Address27 RUMSON RD
CityRUMSON
StateNJ
Zip07760-1920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionBOROUGH/RUMSON
Legal Block134
Legal Lot Number12
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group3
Census Block3009
Census Tract803800

Owner

Source: Monmouth County and Rumson Borough records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address27 RUMSON RD, RUMSON, NJ 07760-1920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CONSTITUTION BK
May 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST CONSTITUTION BK
Nov 16, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
FIRST CONSTITUTION BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2016 · Amount on Record
Deed SaleJul 22, 2016 · Amount on Record
Prior SaleOct 30, 2008 · Amount on Record
Deed Document Number201668635
Deed Book / Page9176 / 8184
Last Transfer DateNov 6, 2018
Transfer Doc0093211515
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address27 RUMSON RD, RUMSON, NJ 07760-1920
Document Number0000041150
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedJul 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address27 RUMSON RD RUMSON NJ 077601920, RUMSON, NJ 07760-1920

Mortgage

Document Number0000041150
DateApr 22, 2020
Book Page009408/006107
Instrument41150
Lender
NameFIRST CONSTITUTION BK
TypeBank
AddressCRANBURY, NJ 08512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 21, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address27 RUMSON RD, RUMSON, NJ 07760-1920
Document Number0000047074
Instrument DateMay 17, 2019
Transaction TypeMortgage
Record UpdatedJul 2, 2019
Title CompanyCOMMONWEALTH TITLE MONMOUTH AGENCY, COMMONWEALTH TITLE MONMOUTH AG

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address27 RUMSON RD RUMSON NJ 077601920, RUMSON, NJ 07760-1920

Mortgage

Document Number0000047074
DateMay 30, 2019
Book Page009350/004017
Instrument47074
Lender
NameFIRST CONSTITUTION BK
TypeBank
AddressCRANBURY, NJ 08512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 29, 2049

November 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionMONMOUTH NJ
Recording DateNov 16, 2018
Property Address27 RUMSON RD, RUMSON, NJ 07760-1920
Document Number0000111320
Book / Page009321 / 001515
Instrument DateNov 6, 2018
Instrument111320
Transaction TypeMortgage
Record UpdatedDec 5, 2018
Title CompanyCOMMONWEALTH TITLE AGENCY, COMMONWEALTH TITLE AGCY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address27 RUMSON RD RUMSON NJ 077601920, RUMSON, NJ 07760-1920

Mortgage

Document Number111321
DateNov 16, 2018
Book Page009321/001521
Instrument111321
Lender
NameFIRST CONSTITUTION BK
TypeBank
AddressCRANBURY, NJ 08512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2048

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,293,900 (+14.02%) Land $1,052,400 Building $1,241,500$2,293,900 (+14.02%) Land $1,052,400 Building $1,241,500
2025$21,104.00 (+3.58%)$2,011,800 (+16.09%) Land $955,200 Building $1,056,600$2,011,800 (+16.09%) Land $955,200 Building $1,056,600
2024$20,374.00 (+1.32%)
2023$1,733,000 Land $861,300 Building $871,700$1,733,000 Land $861,300 Building $871,700
2022$20,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 139 policies
Nearby Flood Policies139 in force
Nearby Flood Claims440 (1978–2026)
Claims Outside the SFHA27 of 440
Most Recent ClaimJun 2026 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 179 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims
  • Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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