27 Rosco Rd, Lake Ozark, MO 65049 Property Records

Miller County property record for 27 Rosco Rd, Lake Ozark, MO 65049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 956 sqft · built 1975
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Company Names on Record
Last Sale	$390,000 (Oct 2019)
Tax Bill	$4,018 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13974`

Property Details

APN / Parcel Number

Primary APN	`13974`
Alternative APN	`136014003004003001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	956 sqft Living Area
1st Floor Area	956 sqft
Basement Area	956 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Construction Type	Frame
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	1,800 ft deep x 1,300 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	13974
Street Address	27 ROSCO RD
City	LAKE OZARK
State	MO
Zip	65049-5657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2R WELSH SUB
Legal Range	16W
Legal Township	40N
Legal Section	14
Legal Subdivision	WELSH SUB
Legal Lot Number	2R
Jurisdiction	MILLER MO
Township / Civil Division	GLAZE
Census Block Group	2
Census Block	2039
Census Tract	962701

Owner

Source: Miller County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	27 ROSCO RD, LAKE OZARK, MO 65049-5657
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE HEADQUARTERS INC
Oct 21, 2019	Warranty Deed, Transfer · Line of Credit HEARTLAND BANK
Sep 4, 2018	Warranty Deed, Transfer · Line of Credit TWO RIVERS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20194422
Deed Book / Page	2019 / 4422
Last Transfer Date	Feb 11, 2025
Transfer Doc	002025/546
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	27 ROSCO RD, LAKE OZARK, MO 65049-5657
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1747 390TH ST, GOWRIE, IA 50543-7447
Investor	Possibly a Property Investor

Mortgage

Document Number	02020/3828
Date	Aug 18, 2020
Book Page	2020/3828
Instrument	202003828

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	27 ROSCO RD, LAKE OZARK, MO 65049-5657
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1747 390TH ST, GOWRIE, IA 50543-7447
Investor	Possibly a Property Investor

Mortgage

Document Number	02021/3722
Date	Jul 6, 2021
Book Page	2021/3722
Instrument	202103722

Lender

Name	MORTGAGE HEADQUARTERS INC
Type	Mortgage Company
Address	OSAGE BEACH, MO 65065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Oct 21, 2019
Property Address	27 ROSCO RD, LAKE OZARK, MO 65049-5657
Document Number	02019/4422
Book / Page	2019 / 4422
Map Reference	MB 3 PG 14
Instrument Date	Oct 8, 2019
Instrument	201904422
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 370TH ST, GOWRIE, IA 50543-7526
Investor	Possibly a Property Investor

Mortgage

Document Number	0201904423
Date	Oct 21, 2019
Instrument	201904423

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 10, 2020

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Sep 4, 2018
Property Address	27 ROSCO RD, LAKE OZARK, MO 65049-5657
Document Number	02018/3726
Book / Page	2018 / 3726
Map Reference	MB 3 PG 14
Instrument Date	Aug 30, 2018
Instrument	201803726
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 ROSCO RD, LAKE OZARK, MO 65049-5657

Mortgage

Document Number	0201803727
Date	Sep 4, 2018
Instrument	201803727

Lender

Name	TWO RIVERS BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Municipality	Lake Ozark City
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,320 (-) Land $40,970 Building $36,350	$406,930 (-) Land $215,640 Building $191,290
2025	$4,018.00	$77,320 (+15.2%) Land $40,970 Building $36,350	$406,930 (+15.2%) Land $215,640 Building $191,290
2023		$67,120 Land $37,230 Building $29,890	$353,240 Land $195,940 Building $157,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

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