27 River Ridge Ln, Rosie, AR 72571 Property Records

Independence County property record for 27 River Ridge Ln, Rosie, AR 72571

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,620 sqft · built 2016
Lot Size	3.57 acres (155,509 sqft)
Owner	2 Trust Names on File
Last Sale	$37,500 (Jul 2015)
Tax Bill	$3,721 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28745.0`

Property Details

APN / Parcel Number

Primary APN	`28745.0`
Alternative APNs	`02014500013` `20983`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,620 sqft Living Area
1st Floor Area	2,100 sqft
Upper Floors Area	420 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Stone
Construction Type	Brick
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	155,509 sqft (3.57 acres)
Garage Type	Attached
Garage Area	754 sqft
Driveway	Concrete Driveway
Driveway Area	288 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	802 sqft
Patio Area	1,472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	27 RIVER RIDGE LN
City	ROSIE
State	AR
Zip	72571-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 OF RIVER RIDGE SUBDIVISION AS SHOWN BY THE RECORDED PLAT THEREOF ON BOOK 'I' PAGE 145, AND SUBJECT TO RESTRICTIVE COVE
Legal Subdivision	RIVER RIDGE SUB
Legal Lot Number	13
Jurisdiction	INDEPENDENCE AR
Township / Civil Division	ROSIE
Census Block Group	2
Census Block	2004
Census Tract	490800

Owner

27 River Ridge Ln is owner-occupied and held in a trust since March 2025.

Source: Independence County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	27 RIVER RIDGE LN, ROSIE, AR 72571-9664
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
Mar 19, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2015 · Amount on File
Deed Sale	Jul 30, 2015 · Amount on File
Prior Sale	Dec 12, 2012 · Amount on File
Deed Document Number	20154944
Deed Book / Page	2015 / 4287
Last Transfer Date	Mar 19, 2025
Transfer Doc	DEED2025/1788
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDEPENDENCE AR
Property Address	27 RIVER RIDGE LN, ROSIE, AR 72571-9664
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	DT2017/03505
Date	Mar 15, 2017
Book Page	DT 2017/03505
Instrument	L201701668

Lender

Name	SOUTHERN BANK
Type	Bank
Address	BATESVILLE, AR 72501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDEPENDENCE AR
Recording Date	Mar 19, 2025
Property Address	27 RIVER RIDGE LN, ROSIE, AR 72571-9664
Document Number	DEED2025/1788
Book / Page	DEED 2025 / 1788
Map Reference	MB I PG 145
Instrument Date	Mar 19, 2025
Instrument	L202501517
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 RIVER RIDGE LN, ROSIE, AR 72571-9664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 RIVER RIDGE LN, ROSIE, AR 72571-9664
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 27 River Ridge Ln was $3,721 with a homeowner's exemption, up 6.4% from the year before.

Source: Independence County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Independence County
Unified School District	Southside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,721.00 (+6.44%) Homeowner's exemption	$126,380 (+69.5%) Land $10,000 Building $116,380	$631,900 (+69.5%) Land $50,000 Building $581,900
2025	$3,496.00 Homeowner's exemption	$74,560 Land $8,570 Building $65,990	$372,800 Land $42,850 Building $329,950
2023	$3,636.00 Homeowner's exemption	$74,560 Land $8,570 Building $65,990	$372,800 Land $42,850 Building $329,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 River Ridge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1990–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 River Ridge Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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