Suffolk County and Smithtown Town property record for 27 Rita Cre, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,686 (2024) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 178.-3-2 |
| Primary APN | 473489 178.-3-2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,761 sqft (0.27 acres) |
|---|
| Street Address | 27 RITA CRE |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-855151 TC-52 *3543 LOT 320 VALMONT VILLAGE SEC 8 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 RITA CRES, COMMACK, NY 11725-5217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2018 | Deed of Trust, Mortgage JET DIRECT FNDG |
| Jan 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 27 RITA CRES, COMMACK, NY 11725-5217 |
| Document Number | 0229040971 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2018 |
| Title Company | INSIGNIA NATIONAL TITLE AGENCY, INSIGNIA NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 27 RITA CRES COMMACK NY 117255217, COMMACK, NY 11725-5217 |
| Document Number | 0229040971 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 022904/000971 |
| Name | JET DIRECT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | BAY SHORE, NY 11706 |
| Amount | Amount Recorded |
|---|---|
| Term | 936 Months |
| Due | Feb 27, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 27 RITA CRES, COMMACK, NY 11725-5217 |
| Document Number | 0229040972 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | INSIGNIA NATIONAL TITLE AGENCY, INSIGNIA NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 27 RITA CRES COMMACK NY 117255217, COMMACK, NY 11725-5217 |
| Document Number | 0229040972 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 022904/000972 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 936 Months |
| Due | Feb 27, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,980 (-) Land $300 Building $4,680 | $622,500 (+10,775.26%) Land $37,500 Building $585,000 | |
| 2024 | $4,686.00 | ||
| 2023 | $4,980 Land $300 Building $4,680 | $5,724 Land $345 Building $5,379 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures